Hampden County and Springfield City property record for 43 Emmet St, Springfield, MA 01119
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,339 sqft · built 1951 |
| Lot Size | 0.401 acres (17,472 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Aug 2020) |
| Tax Bill | $4,626 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:04670 P:0023 |
| Primary APN | SPRI S:04670 P:0023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,339 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Lot Area | 17,472 sqft (0.401 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 46700023 |
|---|---|
| Street Address | 43 EMMET ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01119-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 801601 |
43 Emmet St is owned and occupied by an individual who bought it in August 2020.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 EMMET ST, SPRINGFIELD, MA 01119-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2018 | Deed of Trust, Mortgage SPRINGFIELD, CITY OF |
| Sep 18, 2018 | Deed of Trust, Mortgage SPRINGFIELD, CITY OF |
| Aug 7, 2020 | Quit Claim Deed, Transfer · Conventional with PMI PEOPLESBANK (HOLYOKE MA) |
| Aug 17, 2018 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2020 · Amount on File |
| Deed Sale | Aug 7, 2020 · Amount on File |
| Prior Sale | Aug 17, 2018 · Amount on File |
| Deed Book / Page | 23352 / 402 |
| Prior Transfer Date | Aug 5, 2020 |
| Prior Transfer Doc | 23352-402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 43 EMMET ST, SPRINGFIELD, MA 01119-2815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22320-100 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 22320/100 |
| Instrument | 49133 |
| Name | SPRINGFIELD, CITY OF |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 43 EMMET ST, SPRINGFIELD, MA 01119-2815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22363-237 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 22363/237 |
| Instrument | 55844 |
| Name | SPRINGFIELD, CITY OF |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 7, 2020 |
| Property Address | 43 EMMET ST, SPRINGFIELD, MA 01119-2815 |
| Document Number | 23352-402 |
| Book / Page | 023352 / 000402 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 43069 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 E HADLEY RD AMHERST MA 010023151, AMHERST, MA 01002-3151 |
| Document Number | 23352-404 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 023352/000404 |
| Instrument | 43070 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 17, 2018 |
| Property Address | 43 EMMET ST, SPRINGFIELD, MA 01119-2815 |
| Document Number | 22320-83 |
| Book / Page | 022320 / 000083 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 49131 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 191 WEST ST LUDLOW MA 010561715, LUDLOW, MA 01056-1715 |
| Document Number | 22320-86 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 022320/000086 |
| Instrument | 49132 |
| Name | GUARANTEED RATE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2048 |
The 2026 property tax bill for 43 Emmet St was $4,626, up 11.6% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,626.00 (+11.63%) | $299,200 (+13.2%) Land $55,400 Building $243,800 | $326,097 (+6.83%) |
| 2025 | $4,144.00 | $264,300 Land $55,400 Building $208,900 | $305,235 (-) |
| 2024 | $305,235 | ||
| 2023 | $3,685.00 | $216,100 Land $52,800 Building $163,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Emmet St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Emmet St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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