Worcester County and Rutland Town property record for 43 Emerald Rd, Rutland, MA 01543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,608 sqft · built 2024 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $659,000 (Mar 2024) |
| Tax Bill | $8,466 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0033 L:C-2.04 |
| Primary APN | M:0033 L:C-2.04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 90,169 sqft (2.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 43 EMERALD RD |
|---|---|
| City | RUTLAND |
| State | MA |
| Zip | 01543-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | C |
| Legal Lot Number | 2.04 |
| Jurisdiction | RUTLAND MA |
| Township / Civil Division | RUTLAND |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 721104 |
Source: Worcester County and Rutland Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 EMERALD RD, RUTLAND, MA 01543-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage UNIBANK FOR SAVINGS |
| Sep 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance PROBUILDER FINANCIAL LLC |
| Mar 8, 2024 | Deed, Subdivision Related Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC |
| Apr 4, 2023 | Deed, Transfer |
| Apr 15, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 8, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | Apr 4, 2023 · Amount on Record |
| Deed Document Number | 202417088 |
| Deed Book / Page | 70268 / 104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTLAND MA |
| Property Address | 43 EMERALD RD, RUTLAND, MA 01543-1539 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072683-375 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 72683/375 |
| Instrument | 89435 |
| Name | UNIBANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTLAND MA |
| Property Address | 43 EMERALD RD, RUTLAND, MA 01543-1539 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 069621-236 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 69621/236 |
| Instrument | 74922 |
| Name | PROBUILDER FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | RUTLAND MA |
| Recording Date | Mar 8, 2024 |
| Property Address | 43 EMERALD RD, RUTLAND, MA 01543-1539 |
| Document Number | 070268-104 |
| Book / Page | 70268 / 104 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 17088 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43 EMERALD RD, RUTLAND, MA 01543-1539 |
| Document Number | 0000017089 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 17089 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | RUTLAND MA |
| Recording Date | Apr 4, 2023 |
| Property Address | 43 EMERALD RD, RUTLAND, MA 01543-1539 |
| Document Number | 068985-352 |
| Book / Page | 68985 / 352 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 25828 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 SNOWBERRY LN, HOLDEN, MA 01520-6515 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTLAND MA |
| Recording Date | Apr 15, 2021 |
| Property Address | 43 EMERALD RD, RUTLAND, MA 01543-1539 |
| Document Number | 0064943-95 |
| Book / Page | 64943 / 95 |
| Instrument Date | Apr 10, 2021 |
| Instrument | 52075 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 WILLIE NICK WAY, DENNIS, MA 02638-1823 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTLAND MA |
| Recording Date | Apr 8, 2021 |
| Property Address | 43 EMERALD RD, RUTLAND, MA 01543-1539 |
| Document Number | 064889-106 |
| Book / Page | 64889 / 106 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 48549 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 WILLIE NICK WAY, DENNIS, MA 02638-1823 |
Source: Worcester County and Rutland Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Rutland Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,466.00 (-1.74%) | $594,500 (+2.32%) Land $99,200 Building $495,300 | $663,100 (+8.32%) |
| 2024 | $8,616.00 (+598.78%) | $581,000 (+546.27%) Land $95,200 Building $485,800 | $612,180 |
| 2023 | $1,233.00 | $89,900 Land $89,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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