43 Ellen Rd, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 43 Ellen Rd, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,061 sqft · built 1997
Lot Size	0.313 acres (13,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,170,000 (Sep 2024)
Tax Bill	$10,996 (2026)
Deeds & Mortgages	May 2026 Line of Credit Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STON M:02 B:000 L:382`

Property Details

APN / Parcel Number

Primary APN	`STON M:02 B:000 L:382`
Alternative APN	`4488`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,061 sqft Living Area
Gross Area	5,492 sqft
Basement Area	1,331 sqft
Unfinished Basement	1,331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,621 sqft (0.313 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4488
Street Address	43 ELLEN RD
City	STONEHAM
State	MA
Zip	02180-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLAN 30392J
Legal Lot Number	382
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1005
Census Tract	337102

Owner

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 ELLEN RD, STONEHAM, MA 02180-1516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION
Sep 19, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2024 · Amount on Record
Deed Sale	Sep 19, 2024 · Amount on Record
Prior Sale	Jan 15, 1998 · Amount on Record
Deed Document Number	20241964013
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Recording Date	May 19, 2026
Property Address	43 ELLEN RD, STONEHAM, MA 02180-1516
Document Number	0001999858
Instrument Date	May 9, 2026
Instrument	20261999858
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ELLEN RD, STONEHAM, MA 02180-1516

Mortgage

Document Number	0001999858,
Date	May 19, 2026
Instrument	20261999858

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Sep 19, 2024
Property Address	43 ELLEN RD, STONEHAM, MA 02180-1516
Document Number	0001964013
Instrument Date	Sep 19, 2024
Instrument	1964013
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 ELLEN RD, STONEHAM, MA 02180-1516

Mortgage

Document Number	0001964014
Date	Sep 19, 2024
Instrument	1964014

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Oct 1, 2031
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,996.00 (+7.33%)	$1,093,000 (+9.14%) Land $420,800 Building $672,200	$1,087,655 (-)
2025	$10,245.00 (+4.5%)	$1,001,500 (+8.18%) Land $400,800 Building $600,700	$1,087,655 (+0.34%)
2024	$9,804.00 (+2.83%)	$925,800 (+7.79%) Land $370,800 Building $555,000	$1,083,950
2023	$9,534.00	$858,900 Land $340,800 Building $518,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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