43 Eliot Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 43 Eliot Dr, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,722 sqft · built 1972
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on Record
Last Sale	$815,000 (Oct 2024)
Tax Bill	$13,551 (2026)
Deeds & Mortgages	Aug 2020 Refinance Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-6 000083`

Property Details

APN / Parcel Number

Primary APN	`R-6 000083`
Alternative APNs	`STOW M:000R-6 P:083` `M:000R=6 P:083`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
Gross Area	3,550 sqft
1st Floor Area	1,626 sqft
Basement Area	1,612 sqft
Unfinished Basement	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R-6 000083
Street Address	43 ELIOT DR
City	STOW
State	MA
Zip	01775-1083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	HARVARD ACRES
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3001
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 ELIOT DR, STOW, MA 01775-1083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jul 9, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MELISSA G BAUMGART
May 3, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2024 · Amount on Record
Deed Sale	Oct 3, 2024 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Book / Page	83314 / 134
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	43 ELIOT DR, STOW, MA 01775-1083
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075301-80
Date	Aug 5, 2020
Book Page	75301/80
Instrument	131141

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jul 9, 2021
Property Address	43 ELIOT DR, STOW, MA 01775-1083
Document Number	0078215-31
Book / Page	78215 / 31
Instrument Date	Jul 9, 2021
Instrument	155780
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 ELIOT DR, STOW, MA 01775-1083

Mortgage

Document Number	0000155781
Date	Jul 9, 2021
Instrument	155781

Lender

Name	MELISSA G BAUMGART

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	May 3, 2017
Property Address	43 ELIOT DR, STOW, MA 01775-1083
Document Number	69231-384
Book / Page	069231 / 000384
Instrument Date	Apr 19, 2017
Instrument	65427
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 ELIOT DR STOW MA 017751083, STOW, MA 01775-1083

Mortgage

Document Number	69231-389
Date	May 3, 2017
Book Page	069231/000389
Instrument	65428

Lender

Name	PRIME LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,551.00 (+9.36%)	$758,300 (+6.61%) Land $415,400 Building $342,900	$791,184 (+5.18%)
2025	$12,391.00 (+0.82%)	$711,300 (-1.78%) Land $359,600 Building $351,700	$752,210
2024	$12,290.00 (+0.37%)	$724,200 (+7.23%) Land $395,400 Building $328,800
2023	$12,245.00	$675,400 Land $353,400 Building $322,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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