43 Electric Ave, Apt 2, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 43 Electric Ave, Apt 2, Somerville, MA 02144

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,798 sqft · built 1900
Lot Size	0.074 acres (3,238 sqft)
Owner	2 Individual Names on File
Last Sale	$774,900 (Jun 2019)
Tax Bill	$9,179 (2026)
Deeds & Mortgages	Dec 2020 Refinance Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-C-23 SUB LOT:2`

Property Details

APN / Parcel Number

Primary APN	`11-C-23 SUB LOT:2`
Alternative APNs	`SOME M:11 B:C L:23 U:2` `20081390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,798 sqft Living Area
Gross Area	1,948 sqft
Basement Area	51 sqft
Unfinished Basement	51 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Lot Area	3,238 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20081390
Street Address	43 ELECTRIC AVE, 2
City	SOMERVILLE
State	MA
Zip	02144-1647
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Block	C
Legal Lot Number	23
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4001
Census Tract	350600

Owner

43 Electric Ave, Apt 2 is owned and occupied by two individuals who bought it in June 2019.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 ELECTRIC AVE, 2, SOMERVILLE, MA 02144-1647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Jun 20, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARVARD UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Deed Document Number	201985475
Deed Book / Page	72798 / 234
Prior Transfer Date	Jun 11, 2019
Prior Transfer Doc	72798-234
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	43 ELECTRIC AVE APT 2, 2, SOMERVILLE, MA 02144-1647
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76480-233
Date	Dec 21, 2020
Book Page	76480/233
Instrument	243298

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jun 20, 2019
Property Address	43 ELECTRIC AVE APT 2, 2, SOMERVILLE, MA 02144-1647
Document Number	72798-234
Book / Page	72798 / 234
Instrument Date	Jun 11, 2019
Instrument	85475
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ELECTRIC AVE # 2, 2, SOMERVILLE, MA 02144-1647

Mortgage

Document Number	85476
Date	Jun 20, 2019
Instrument	85476

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 43 Electric Ave, Apt 2 was $9,179, up 1.9% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,179.00 (+1.92%)	$836,000 (+1.27%) Building $836,000	$966,764 (-6.63%)
2025	$9,006.00 (+5.83%)	$825,500 (+2.05%) Building $825,500	$1,035,405 (+2.83%)
2024	$8,510.00 (+3.09%)	$808,900 (+1.32%) Building $808,900	$1,006,905
2023	$8,255.00	$798,400 Building $798,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Electric Ave, Apt 2 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 units insured incl. 2 condo units
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 Electric Ave, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	520 / 116
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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