43 E Vine St, Oberlin, OH 44074 Property Records

Lorain County property record for 43 E Vine St, Oberlin, OH 44074

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,316 sqft · built 1848
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on Record
Tax Bill$3,950 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-00-086-103-032

Property Details

APN / Parcel Number

Primary APN09-00-086-103-032

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,316 sqft Living Area
1st Floor Area1,311 sqft
2nd Floor Area1,023 sqft
Attic Area629 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1848
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions242 ft deep x 105 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area151 sqft
Deck Area32 sqft
Patio Area552 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address43 E VINE ST
CityOBERLIN
StateOH
Zip44074-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60-09-086A -093-00
Legal SubdivisionOBERLIN
Legal Block103
Legal Lot Number191
JurisdictionLORAIN OH
Township / Civil DivisionOBERLIN
Census Block Group2
Census Block2022
Census Tract60100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3234 W 38TH ST, CLEVELAND, OH 44109-1373
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleAug 13, 1996 · Amount on Record
Last Transfer DateOct 11, 2024
Transfer Doc0000029551
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address43 E VINE ST, OBERLIN, OH 44074-1614
Transaction TypeMortgage
Record UpdatedOct 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210841798
DateSep 29, 2021
Instrument2021-0841798
Lender
NameFIREFIGHTERS COMMUNITY CU INC
TypeCredit Union
AddressCLEVELAND, OH 44125
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueSep 16, 2043

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityOberlin City
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,950.00$79,800 (+0.01%) Land $11,840 Building $67,960$227,980 (-) Land $33,820 Building $194,160
2024$3,950.00 (+25.44%)$79,793 (+39.35%) Land $11,837 Building $67,956$227,980 (+39.35%) Land $33,820 Building $194,160
2023$3,149.00 (+2.74%)$57,261 (+%) Land $8,684 Building $48,577$163,600 (-) Land $24,810 Building $138,790
2022$3,065.00$57,260 Land $8,680 Building $48,580
2021$163,600 Land $24,810 Building $138,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBERLIN WATER DEPARTMENT
serves 8,600 people · EPA ID OH4700911
Water SourceSurface water
Last State InspectionMar 2026
Also Mapped HereRURAL LORAIN CO. WATER A
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2024
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Breezeline
Cable
1,000 / 50
Cable Co-op
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

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