Hampden County and Westfield City property record for 43 E Silver St, Westfield, MA 01085 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1915 |
| Square Footage | 3,714 sqft Living Area |
| Lot Size | 8,866 sqft (0.204 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2000) |
| Tax Bill | $6,303.00 (2025) |
| Primary APN | WFLD M:20 L:121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,714 sqft Living Area |
| Gross Area | 7,163 sqft Gross Area |
| Basement Area | 1,107 sqft Basement |
| Unfinished Basement | 1,107 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,866 sqft (0.204 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 43 E SILVER ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4429 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 121 |
| Jurisdiction | WESTFIELD MA |
| Minor Civil Division | WESTFIELD |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 812600 |
Source: Hampden County and Westfield City records · APN WFLD M:20 L:121
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 E SILVER ST, WESTFIELD, MA 01085-4429 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Al (and Others) - Vendor Data Only |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CREDIT UNION |
| Dec 14, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance POLISH NATIONAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2000 · Amount on Record |
| Deed Sale | Oct 24, 2000 · Amount on Record |
| Prior Sale | Jul 29, 1987 · Amount on Record |
| Deed Book / Page | 11381 / 253 |
| Transfer Doc | 1138000253 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jul 06, 2026 |
| Property Address | 43 E SILVER ST, WESTFIELD, MA 01085-4429 |
| Document Number | 0000031150 |
| Book / Page | 26404 / 414 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202631150 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 43 E SILVER ST, WESTFIELD, MA 01085-4429 |
| Document Number | 0000031150, |
|---|---|
| Date | Jul 06, 2026 |
| Book Page | 26404/414 |
| Instrument | 202631150 |
| Name | POLISH NATIONAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 43 E SILVER ST, WESTFIELD, MA 01085-4429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23589-131 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 23589/131 |
| Instrument | 74634 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,303.00 (+5.81%) | $415,200 (+18.36%) Land $97,000 Building $318,200 | $397,290 (+3.62%) |
| 2024 | $383,420 | ||
| 2023 | $5,957.00 | $350,800 Land $84,000 Building $266,800 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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