43 E River Dr, Beaufort, SC 29907 Property Records

Beaufort County property record for 43 E River Dr, Beaufort, SC 29907 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,792 sqft · built 2019
OwnerIndividual Name on File
Last Sale$20,000 (Oct 2017)
Tax Bill$1,954 (2025)
Deeds & MortgagesJul 2020 Mortgage
Oct 2019 Loan Modification
+ 2 more
Flood ZoneZone AE (high risk)
APNR20000400001610000

Property Details

APN / Parcel Number

Primary APNR20000400001610000
Alternative APN
  • 04300429

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number04300429
Old Parcel NumberR20000400001610000
Street Address43 E RIVER DR
CityBEAUFORT
StateSC
Zip29907-1147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description- LOT 14 RED BLUFF S/D PHASE IV PB38 P138
Legal SubdivisionRED BLUFF AREA
Legal Phase4
Legal Lot Number14
JurisdictionBEAUFORT SC
Township / Civil DivisionST. HELENA ISLAND
Census Block Group1
Census Block1035
Census Tract901

Owner

Source: Beaufort County records · APN R20000400001610000

Assessment roll updated September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address43 E RIVER DR, BEAUFORT, SC 29907-1147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
GATEWAY FIRST BANK
Oct 02, 2019Loan Modification, Mortgage · Conventional with PMI
JEFFREY C BEALS
Feb 05, 2019Deed of Trust, Mortgage · Conventional Mortgage
JEFFREY C BEALS
Oct 02, 2017Warranty Deed, Transfer · ARM
SOUTH STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2017 · Amount on Record
Deed SaleOct 02, 2017 · Amount on Record
Prior SaleApr 24, 2013 · Amount on Record
Deed Document Number2017053111
Deed Book / Page3610 / 2528
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address43 E RIVER DR, BEAUFORT, SC 29907
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039613
DateJul 24, 2020
Book Page3888/798
Instrument2020039613
Lender
NameGATEWAY FIRST BANK
TypeBank
AddressJENKS, OK 74037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBEAUFORT SC
Property Address43 E RIVER DR, BEAUFORT, SC 29907
Document Number0000053204
Instrument DateOct 02, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053204
DateOct 02, 2019
Book Page003799/001541
Instrument53204
Lender
NameJEFFREY C BEALS
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 01, 2049
Interest
Rate4.25%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address43 E RIVER DR, BEAUFORT, SC 29907
Document Number0000007001
Instrument DateFeb 05, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 RIVER DR BEAUFORT SC 29907, BEAUFORT, SC 29907

Mortgage

Document Number0000007001
DateFeb 07, 2019
Book Page003736/001454
Instrument7001
Lender
NameJEFFREY C BEALS
Address25 CAMEROON DR, BEAUFORT, SC 29907-1122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 06, 2049

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateOct 02, 2017
Property Address43 E RIVER DR, BEAUFORT, SC 29907
Document Number0000053111
Book / Page3610 / 2528
Instrument DateAug 29, 2017
Instrument2017053111
Transaction TypeTransfer
Record UpdatedAug 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$74.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 CAMEROON DR, BEAUFORT, SC 29907-1122

Mortgage

Document Number0000053112
DateOct 02, 2017
Instrument2017053112
Lender
NameSOUTH STATE BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term180 Months
DueOct 01, 2032
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateOct 01, 2019
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.99%
Index1-Year LIBOR
Max Rate9.99%

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,954.00$13,390 (-26.4%)
2024$1,954.00$18,192 (-) Land $2,000 Building $16,192$454,800 (-) Land $50,000 Building $404,800
2023$1,954.00 (+6.66%)$18,192 (+56.29%) Land $2,000 Building $16,192$454,800 (+56.29%) Land $50,000 Building $404,800
2022$1,832.00 Homeowner's exemption$11,640 Land $1,800 Building $9,840$291,000 Land $45,000 Building $246,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130009011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 559 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies559 in force
502 of 559 on primary residences
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA7 of 64
Most Recent ClaimAug 2024, river or lake flooding, Tropical Storm Debby
Flood Events
  • Tropical Storm Debby (Aug 2024), 2 claims
  • Hurricane Irma (Sep 2017), 17 claims
  • Hurricane Matthew (Oct 2016), 41 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · above 61% of South Carolina
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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