43 E Ridge Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 43 E Ridge Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,840 sqft · built 1937
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jun 2024)
Tax Bill	$18,063 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E150150`

Property Details

APN / Parcel Number

Primary APN	`E150150`
Alternative APN	`RIDG M:E15 B:0150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,840 sqft Living Area
Basement Area	1,962 sqft
Unfinished Basement	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	E150150
Street Address	43 E RIDGE RD
City	RIDGEFIELD
State	CT
Zip	06877-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	150
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1032
Census Tract	245300

Owner

Source: Ridgefield Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 HAZEL ST, MILTON, MA 02186-4718
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2024	Deed of Trust, Mortgage · ARM US BANK NA
Jun 20, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Deed Book / Page	1167 / 1110
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	43 E RIDGE RD, RIDGEFIELD, CT 06877-5017
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001172-669
Date	Oct 31, 2024
Book Page	1172/669

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Nov 1, 2031

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jun 20, 2024
Property Address	43 E RIDGE RD, RIDGEFIELD, CT 06877-5017
Document Number	01167-1110
Book / Page	1167 / 1110
Instrument Date	Jun 20, 2024
Transaction Type	Transfer
Record Updated	Jul 4, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30 HAZEL ST, MILTON, MA 02186-4718

Mortgage

Document Number	0011671113
Date	Jun 20, 2024
Instrument	1167/1113

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 1, 2031
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,063.00	$659,470 (-) Land $420,840 Building $238,630	$461,629 Land $294,588 Building $167,041
2024	$18,063.00 (+6.12%)
2023	$17,021.00 (+14.24%)	$659,470 (+25.84%) Land $420,840 Building $238,630
2022	$14,899.00	$524,050 Land $280,560 Building $243,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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