43 E Pierce St, Coldwater, MI 49036 Property Records

Branch County property record for 43 E Pierce St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,484 sqft · built 1910
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Oct 2012)
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-261-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-261-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,484 sqft Building Perimeter
1st Floor Area	2,084 sqft
Basement Area	2,084 sqft
Unfinished Basement	2,084 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	15,246 sqft (0.35 acres)
Garage Area	625 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	43 E PIERCE ST
City	COLDWATER
State	MI
Zip	49036-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT PT ON N LI PIERCE ST AT SE COR OF LOT DEEDED TO J MURPHY RUN TH NLY ON SD LI 11 RDS TH ELY PAR WI N LI PIERCE ST TO W
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	E O LANPHERE ADD
Legal Lot Number	1,30-31
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1017
Census Tract	951500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marshall Street Historic District listed 1990 · 349 contributing resources · NRIS 90001123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Branch County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 E PIERCE ST, COLDWATER, MI 49036-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2012 · Amount on Record
Deed Sale	Oct 16, 2012 · Amount on Record
Prior Sale	Feb 17, 2003
Deed Document Number	20126967
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	43 E PIERCE ST, COLDWATER, MI 49036-1407
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 E PIERCE ST, COLDWATER, MI 49036-1407
Investor	Possibly a Property Investor

Mortgage

Document Number	0202303622
Date	Jul 5, 2023
Instrument	2023-03622

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2043

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,050 (+47.69%)	$252,100 (+47.69%)
2025	$2,116.00 (+3.67%)	$85,350	$170,700
2024	$2,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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