43 E Main Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 43 E Main Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,771 sqft · built 1930
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jun 2026)
Tax Bill	$4,637 (2025)
Deeds & Mortgages	May 2014 Line of Credit Nov 2015 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-18-356-026`

Property Details

APN / Parcel Number

Primary APN	`70-17-18-356-026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,771 sqft Living Area
1st Floor Area	1,771 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1987
Exterior Material	Combination
Foundation Type	Raised
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	170 ft deep x 66 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43 E MAIN AVE
City	ZEELAND
State	MI
Zip	49464-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ON
Legal Description	S 170 FT OF LOT 3 BLK 2 KEPPEL'S ADD
Legal Range	13
Legal Township	5
Legal Section	18
Legal Subdivision	KEPPELS ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	4
Census Block	4008
Census Tract	22900

Owner

43 E Main Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 E MAIN AVE, ZEELAND, MI 49464-1701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2014	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 13, 2015	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage WEST MI COMMUNITY BANK
Apr 30, 2019	Intrafamily Transfer, Transfer
Aug 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Aug 3, 2017 · Amount on File
Deed Document Number	202616427
Prior Transfer Date	Apr 26, 2019
Prior Transfer Doc	20190013695
Record Updated	Oct 29, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	43 E MAIN AVE, ZEELAND, MI 49464-1701
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20140017317
Date	May 30, 2014
Instrument	2014-0017317

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	ZEELAND, MI 49464

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 10, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	43 E MAIN AVE, ZEELAND, MI 49464-1701
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20150043984
Date	Nov 13, 2015
Instrument	2015-0043984

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 3, 2026
Property Address	43 E MAIN AVE, ZEELAND, MI 49464-1701
Document Number	20260016427
Instrument Date	Jun 2, 2026
Instrument	202616427
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377,841.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	43 E MAIN AVE, ZEELAND, MI 49464-1701

Mortgage

Document Number	0000016428,
Date	Jun 3, 2026
Instrument	202616428

Lender

Name	WEST MI COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 30, 2019
Property Address	43 E MAIN AVE, ZEELAND, MI 49464-1701
Document Number	20190013695
Map Reference	LB 1 PG 101
Instrument Date	Apr 26, 2019
Instrument	2019-0013695
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	43 E MAIN AVE, ZEELAND, MI 49464-1701

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 3, 2017
Property Address	43 E MAIN AVE, ZEELAND, MI 49464-1701
Document Number	20170028449
Map Reference	LB1 PG101
Instrument Date	Aug 1, 2017
Instrument	2017-0028449
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Tax	$1,573.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 E MAIN AVE, 43, ZEELAND, MI 49464-1701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2064 PIN HIGH DR, PENSACOLA, FL 32526-2397

Tax Assessment & Valuation

The 2025 property tax bill for 43 E Main Ave was $4,637 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,000 (+3.8%)	$344,000 (+3.8%)
2025	$4,637.00 Homeowner's exemption	$165,700	$331,400
2023		$133,900	$267,800
2022	$4,053.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 E Main Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 43 E Main Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

Nearby Properties on E Main Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures