Orange County property record for 43 E Harvard St, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,292 sqft · built 1924 |
| Lot Size | 0.145 acres (6,335 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jul 2018) |
| Tax Bill | $6,456 (2025) |
| Deeds & Mortgages | Jul 2018 Sale & Mortgage May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-22-29-7728-06-140 |
| Primary APN | 13-22-29-7728-06-140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Gross Area | 1,472 sqft |
| 1st Floor Area | 1,292 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,335 sqft (0.145 acres) |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 43 E HARVARD ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-5050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A/T/W |
| Legal Description | ROSEMERE 2ND SECTION H/52 LOT 14 BLK F |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 13 |
| Legal Subdivision | ROSEMERE 2ND SEC |
| Legal Tract | 7728 |
| Legal Block | F |
| Legal Lot Number | 14 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 12701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Ivanhoe Historic Residential District listed 2010 · 828 contributing resources · NRIS 10001042 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 627 WOODWARD ST, ORLANDO, FL 32803-3915 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2018 | Warranty Deed, Transfer · ARM FIRST GREEN BANK |
| May 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on Record |
| Deed Sale | Jul 12, 2018 · Amount on Record |
| Prior Sale | Sep 28, 2009 · Amount on Record |
| Deed Document Number | 2018409393 |
| Prior Transfer Date | May 9, 2018 |
| Prior Transfer Doc | 0000285304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 12, 2018 |
| Property Address | 43 E HARVARD ST, ORLANDO, FL 32804-5050 |
| Document Number | 0000409393 |
| Map Reference | MB H PG 52 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 20180409393 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | NORTH AMERICAN TITLE CON PAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5310 SW 11TH CT, 5310, CAPE CORAL, FL 33914-7023 |
| Name | Verified Name |
|---|---|
| Address | 157 E NEW ENGLAND AVE STE 340, 340, WINTER PARK, FL 32789-7007 |
| Document Number | 0000409394 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 20180409394 |
| Name | FIRST GREEN BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 14, 2018 |
| Property Address | 43 E HARVARD ST, ORLANDO, FL 32804-5050 |
| Document Number | 0000285304 |
| Instrument Date | May 9, 2018 |
| Instrument | 285304 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 5310 SW 11TH CT CAPE CORAL FL 339147023, CAPE CORAL, FL 33914-7023 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,270 (-1.69%) Land $200,000 Building $142,270 | $342,270 (-1.69%) Land $200,000 Building $142,270 | |
| 2025 | $6,456.00 (+2.46%) | $348,160 (+17.51%) Land $200,000 Building $148,160 | $348,160 (+4.87%) Land $200,000 Building $148,160 |
| 2024 | $6,301.00 (+33.72%) | ||
| 2023 | $4,712.00 (+3.06%) Homeowner's exemption | $296,277 (+3%) | $331,980 (+13.68%) Land $200,000 Building $131,980 |
| 2022 | $4,572.00 Homeowner's exemption | $287,648 | $292,025 Land $179,900 Building $112,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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