43 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 43 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,428 sqft · built 1914
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$24,127 (Apr 2021)
Tax Bill	$6,130 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-101-027`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-101-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,428 sqft Living Area
1st Floor Area	1,777 sqft
Basement Area	1,651 sqft
Unfinished Basement	1,651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	145 ft deep x 72 ft wide
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 22 ZEELAND ASSESSOR'S PLAT NO 1
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	S PLAT
Legal Block	101
Legal Lot Number	22
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	4
Census Block	4015
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 E CENTRAL AVE, ZEELAND, MI 49464-1715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Nov 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDEPENDENT BANK
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Apr 22, 2021	Intrafamily Transfer, Transfer
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	202121769
Prior Transfer Date	Apr 15, 2021
Prior Transfer Doc	20210021769
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	43 E CENTRAL AVE, ZEELAND, MI 49464-1715
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 E CENTRAL AVE, ZEELAND, MI 49464-1715

Mortgage

Document Number	20260004932
Date	Feb 24, 2026
Instrument	2026-0004932

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	43 E CENTRAL AVE, ZEELAND, MI 49464-1715
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 E CENTRAL AVE, ZEELAND, MI 49464-1715

Mortgage

Document Number	20220038737
Date	Nov 8, 2022
Instrument	2022-0038737

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	43 E CENTRAL AVE, ZEELAND, MI 49464-1715
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200016577
Date	Apr 30, 2020
Instrument	2020-0016577

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 22, 2021
Property Address	43 E CENTRAL AVE, ZEELAND, MI 49464-1715
Document Number	20210021769
Instrument Date	Apr 21, 2021
Instrument	2021-0021769
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 E CENTRAL AVE, ZEELAND, MI 49464-1715

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 26, 2021
Property Address	43 E CENTRAL AVE, ZEELAND, MI 49464-1715
Document Number	20210004620
Map Reference	LB 23 PG 4
Instrument Date	Jan 25, 2021
Instrument	2021-0004620
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,147.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 E CENTRAL AVE, 43, ZEELAND, MI 49464-1715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 E CENTAL AVE, ZEELAND, MI 49464-1715

Mortgage

Document Number	20210004621
Date	Jan 26, 2021
Instrument	2021-0004621

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,800 (+11.51%)	$955,600 (+11.51%)
2025	$6,130.00 (+32.48%) Homeowner's exemption	$428,500 (+44.67%)	$857,000 (+44.67%)
2023		$296,200	$592,400
2022	$4,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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