43 E Center Ln, Spokane, WA 99208 Property Records

Spokane County property record for 43 E Center Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,298 sqft · built 2023
Lot Size	0.204 acres (8,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Sep 2022)
Tax Bill	$9,010 (2026)
Deeds & Mortgages	Sep 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`36053.4003`

Property Details

APN / Parcel Number

Primary APN	`36053.4003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	3,298 sqft Living Area
Gross Area	4,536 sqft
1st Floor Area	1,888 sqft
Basement Area	1,888 sqft
Finished Basement	1,410 sqft
Unfinished Basement	478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,875 sqft (0.204 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Deck Area	310 sqft
Patio Area	180 sqft
Canopy	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	43 E CENTER LN
City	SPOKANE
State	WA
Zip	99208-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-26-43: WANDERMERE HEIGHTS PHASE 7 LOT 3 BLOCK 1 (AFN 7235549)
Legal Subdivision	WANDERMERE HEIGHTS PHASE 7
Legal Block	1
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3001
Census Tract	10506

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1459 W JAY CT, SPOKANE, WA 99208-6787
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Deed Document Number	20227242648
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 28, 2022
Property Address	43 E CENTER LN, SPOKANE, WA 99208-1712
Document Number	0007242648
Map Reference	VOL 44 PG 14&15
Instrument Date	Sep 23, 2022
Instrument	7242648
Transaction Type	Construction Loan
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1459 W JAY CT, SPOKANE, WA 99208-6787

Mortgage

Document Number	0007242649
Date	Sep 28, 2022
Instrument	7242649

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Max Rate	9.62%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,010.00 (-0.76%)	$857,700 (+5,679.65%) Land $150,000 Building $707,700	$857,700 (+5,679.65%) Land $150,000 Building $707,700
2025	$9,079.00 (+6,076.19%)
2024		$14,840 Land $14,840	$14,840 Land $14,840
2023	$147.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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