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43 E Beach Rd, Tavernier, FL 33070 Property Records

Monroe County property record for 43 E Beach Rd, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,113 sqft · built 1978
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on File
Last Sale$805,000 (Jan 2020)
Tax Bill$8,920 (2024)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00446420-000000

Property Details

APN / Parcel Number

Primary APN00446420-000000
Alternative APNs
  • 26623800446420000000
  • 1546097

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,113 sqft Living Area
1st Floor Area1,301 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
View / LotCanal

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchFlorida Room
Porch Area905 sqft
Deck Area128 sqft
Patio Area1,780 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1546097
Street Address43 E BEACH RD
CityTAVERNIER
StateFL
Zip33070-2931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 7 LT 4 OCEAN PARK VILLAGE PB4-14 KEY LARGO OR133-64 OR646-273 OR2011-363/364 OR3004-0611
Legal Range38E
Legal Township62S
Legal Section26
Legal SubdivisionOCEAN PARK VILLAGE
Legal Block7
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2001
Census Tract970700

Owner

43 E Beach Rd is owned by two individuals who bought it in January 2020.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address1548 SEAGATE AVE, JACKSONVILLE BEACH, FL 32250-2986
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2020 · Amount on File
Deed SaleJan 17, 2020 · Amount on File
Prior SaleMay 28, 2004 · Amount on File
Deed Document Number20202252428
Deed Book / Page3004 / 611
Record UpdatedSep 20, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 17, 2020
Property Address43 E BEACH RD, TAVERNIER, FL 33070-2931
Document Number0030040611
Book / Page3004 / 0611
Map ReferenceMB 4 PG 14
Instrument DateJan 16, 2020
Instrument2252428
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,635.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1548 SEAGATE AVE, JACKSONVILLE BEACH, FL 32250-2986

Mortgage

Document Number0030040612
DateJan 17, 2020
Instrument3004/0612
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,070,414 Land $708,750 Building $361,664$1,070,414 Land $708,750 Building $361,664
2024$8,920.00 (+8.62%)
2023$8,212.00 (+16.65%)$1,006,828 (+36.18%) Land $718,200 Building $288,628$1,006,828 (+36.18%) Land $718,200 Building $288,628
2022$7,040.00$739,326 Land $450,072 Building $289,254$739,326 Land $450,072 Building $289,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 E Beach Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 375 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies615 units insured
incl. 240 condo units
Nearby Flood Claims168 (1987–2025)
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 104 claims
  • Hurricane Irene, Oct 1999 · 15 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 E Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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