43 Dudley Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 43 Dudley Dr, Flat Rock, NC 28731

Property Summary

Property TypeMobile Home
Details2 ba · 2,079 sqft · built 2016
Lot Size0.88 acres (38,333 sqft)
OwnerIndividual Name on Record
Tax Bill$1,141 (2025)
Deeds & MortgagesJul 2021 Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN9597583921

Property Details

APN / Parcel Number

Primary APN9597583921
Alternative APN
  • 1017783

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,079 sqft Heated Area
1st Floor Area2,079 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area38,333 sqft (0.88 acres)
Deck Area24 sqft
Shed1 Shed
Shed Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1017783
Street Address43 DUDLEY DR
CityFLAT ROCK
StateNC
Zip28731-6719
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code1017783~R2
Legal DescriptionSR1801 ON JACKSON LOOP RD LO1 PL2015-9644
Legal Block58
Legal Lot Number3921
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1010
Census Tract930201

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43 DUDLEY DR, FLAT ROCK, NC 28731-6719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Sep 28, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address43 DUDLEY DR, FLAT ROCK, NC 28731-6719
Transaction TypeMortgage
Record UpdatedJul 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037430183
DateJul 7, 2021
Book Page3743/183
Instrument957502
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
AddressMARYVILLE, TN 37804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueJul 1, 2044

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateSep 28, 2020
Property Address43 DUDLEY DR, FLAT ROCK, NC 28731-6719
Document Number0035690201
Book / Page003569 / 000201
Instrument DateSep 15, 2020
Instrument934455
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 DUDLEY DR HENDERSONVILLE NC 28739, HENDERSONVILLE, NC 28739

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,500 (-) Land $37,700 Building $165,800
2025$1,141.00
2023$203,500 Land $37,700 Building $165,800$203,500 Land $37,700 Building $165,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

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