Middlesex County and Framingham City property record for 43 Dow St, Framingham, MA 01702
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,294 sqft · built 1917 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $537,900 (Jul 2021) |
| Tax Bill | $8,891 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-62-1493 |
| Primary APN | 140-62-1493 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,294 sqft Living Area |
| Gross Area | 5,104 sqft |
| 1st Floor Area | 1,147 sqft |
| Attic | Attic |
| Attic Area | 1,147 sqft |
| Basement Area | 1,147 sqft |
| Unfinished Basement | 1,147 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3584 |
|---|---|
| Street Address | 43 DOW ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01702-7239 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | G |
| Legal Block | 62 |
| Legal Lot Number | 1493 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 383200 |
43 Dow St, a duplex, is owned and occupied by two individuals who acquired it in July 2021.
Source: Middlesex County and Framingham City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 DOW ST, FRAMINGHAM, MA 01702-7239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) METROWEST COMMUNITY FEDERAL CU |
| Aug 2, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 21, 2021 | Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on File |
| Deed Sale | Jul 21, 2021 · Amount on File |
| Deed Document Number | 2021164236 |
| Deed Book / Page | 78295 / 248 |
| Last Transfer Date | Jul 22, 2021 |
| Transfer Doc | 078385-384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 43 DOW ST, FRAMINGHAM, MA 01702-7239 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080851-415 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 80851/415 |
| Instrument | 156937 |
| Name | METROWEST COMMUNITY FEDERAL CU |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Aug 2, 2021 |
| Property Address | 43 DOW ST, FRAMINGHAM, MA 01702-7239 |
| Document Number | 078385-384 |
| Book / Page | 78385 / 384 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 173360 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Jul 21, 2021 |
| Property Address | 43 DOW ST, FRAMINGHAM, MA 01702-7239 |
| Document Number | 078295-248 |
| Book / Page | 78295 / 248 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 164236 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43 DOW ST, FRAMINGHAM, MA 01702-7239 |
| Document Number | 0000164237 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 164237 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 43 Dow St was $8,891, up 5.4% from the year before.
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,891.00 (+5.44%) | $751,600 (+6.43%) Land $224,700 Building $461,000 | $701,979 |
| 2025 | $8,432.00 (+15.03%) | $706,200 (+20.04%) Land $203,600 Building $502,600 | |
| 2024 | $7,330.00 (+5.59%) | $588,300 (+10.94%) Land $181,100 Building $407,200 | |
| 2023 | $6,942.00 | $530,300 Land $161,800 Building $368,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Dow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 Dow St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
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