Morris County and Montville Township property record for 43 Douglas Dr, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 3,152 sqft · built 1960 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $15,189 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2019 Mortgage |
| APN | 21-00087-0000-00004 |
| Primary APN | 21-00087-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,152 sqft Living Area |
| 1st Floor Area | 3,152 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 114 ft deep x 150 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 43 DOUGLAS DR |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R27A |
| Legal Subdivision | MOUNT DWORK-DOUGLAS ESTATES SE |
| Legal Block | 87 |
| Legal Lot Number | 4 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40805 |
Source: Morris County and Montville Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 DOUGLAS DR, TOWACO, NJ 07082-1432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Jan 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REAL EST MTG NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 43 DOUGLAS DR, TOWACO, NJ 07082-1432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0238440566 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 23844/566 |
| Instrument | 2020053571 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 43 DOUGLAS DR, TOWACO, NJ 07082-1432 |
| Document Number | 0234890261 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23A TERRENCE AVE LAKE HOPATCONG NJ 078491451, LAKE HOPATCONG, NJ 07849-1451 |
| Document Number | 0234890261 |
|---|---|
| Date | Feb 6, 2019 |
| Book Page | 023489/000261 |
| Instrument | 6331 |
| Name | REAL EST MTG NTWK |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2049 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569,100 (-) Land $217,000 Building $352,100 | $569,100 (-) Land $217,000 Building $352,100 | |
| 2025 | $569,100 (-) Land $217,000 Building $352,100 | $569,100 (-) Land $217,000 Building $352,100 | |
| 2024 | $15,189.00 (+3.89%) | ||
| 2023 | $569,100 Land $217,000 Building $352,100 | $569,100 Land $217,000 Building $352,100 | |
| 2022 | $14,620.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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