43 Division St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 43 Division St, Bloomfield, NJ 07003

Property Summary

Property TypeSingle Family Home
Details2,128 sqft · built 1960
Lot Size0.108 acres (4,700 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Jun 2023)
Tax Bill$13,499 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-00542-0000-00028

Property Details

APN / Parcel Number

Primary APN02-00542-0000-00028
Alternative APN
  • 020054200028

Interior

Stories2 Stories
Building Area2,128 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleMulti-Family
Lot Area4,700 sqft (0.108 acres)
Lot Dimensions94 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number020054200028
Street Address43 DIVISION ST
CityBLOOMFIELD
StateNJ
Zip07003-3623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2B
Legal Description50 X 94
Legal SubdivisionBLOOMFIELD TERRACE
Legal Block542
Legal Lot Number28
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group3
Census Block3007
Census Tract15200

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address43 DIVISION ST, BLOOMFIELD, NJ 07003-3623
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Nov 22, 2022Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2023 · Amount on Record
Deed SaleJun 20, 2023 · Amount on Record
Prior SaleNov 22, 2022 · Amount on Record
Deed Document Number202336679
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJun 20, 2023
Property Address43 DIVISION ST, BLOOMFIELD, NJ 07003-3623
Document Number0000036679
Instrument DateJun 2, 2023
Instrument2023036679
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanySUNNYSIDE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 DIVISION ST, BLOOMFIELD, NJ 07003-3623

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 DIVISION ST, BLOOMFIELD, NJ 07003-3623

Mortgage

Document Number0000036680
DateJun 20, 2023
Instrument2023036680
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateNov 22, 2022
Property Address43 DIVISION ST, BLOOMFIELD, NJ 07003-3623
Document Number0000102109
Instrument DateNov 18, 2022
Instrument2022102109
Transaction TypeTransfer
Record UpdatedDec 22, 2022
Title CompanyTRUE VALUE TITLE AGENCY LLC, TRUE VALUE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,037.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1032 ROHAN CT, CLARIDGE, PA 15623-1924

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 DIVISION ST, BLOOMFIELD, NJ 07003-3623

Mortgage

Document Number0000102110
DateNov 22, 2022
Instrument2022102110
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$386,900 (-) Land $121,300 Building $265,600$386,900 (-) Land $121,300 Building $265,600
2025$13,499.00 (+2.87%)$386,900 (-) Land $121,300 Building $265,600$386,900 (-) Land $121,300 Building $265,600
2024$13,123.00 (+5.93%)
2023$386,900 (-) Land $121,300 Building $265,600$386,900 (-) Land $121,300 Building $265,600
2022$12,388.00 (+1.88%)$386,900 Land $121,300 Building $265,600$386,900 Land $121,300 Building $265,600
2021$12,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER DEPARTMENT
serves 53,315 people · EPA ID NJ0702001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2024
Treatment failure
resolved · Nov 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead service line replacement
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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