43 David Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 43 David Rd, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1950
Lot Size	0.125 acres (5,449 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2019)
Tax Bill	$8,018 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00068-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`04-00068-0000-00011`
Alternative APN	`040006800011`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,449 sqft (0.125 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	040006800011
Street Address	43 DAVID RD
City	CEDAR GROVE
State	NJ
Zip	07009-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X109
Legal Block	68
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	4
Census Block	4003
Census Tract	21400

Owner

43 David Rd is owned and occupied by an individual who bought it in November 2019.

Source: Essex County and Cedar Grove Township records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	43 DAVID RD, CEDAR GROVE, NJ 07009-2137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage TD BANK
Nov 4, 2019	Grant Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Deed Document Number	2019104751
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Oct 5, 2026
Property Address	43 DAVID RD, CEDAR GROVE, NJ 07009-2137
Document Number	0000065164
Instrument Date	Sep 4, 2026
Instrument	202665164
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 DAVID RD, CEDAR GROVE, NJ 07009-2137

Mortgage

Document Number	0000065164,
Date	Oct 5, 2026
Instrument	202665164

Lender

Name	TD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 4, 2019
Property Address	43 DAVID RD, CEDAR GROVE, NJ 07009-2137
Document Number	0000104751
Instrument Date	Oct 10, 2019
Instrument	104751
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 DAVID RD CEDAR GROVE NJ 070092137, CEDAR GROVE, NJ 07009-2137

Mortgage

Document Number	104785
Date	Nov 4, 2019
Instrument	104785

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 43 David Rd was $8,018, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,700 (+105.33%) Land $309,900 Building $302,800	$612,700 (+105.33%) Land $309,900 Building $302,800
2025	$8,018.00 (+2.79%)	$298,400 Land $185,200 Building $113,200	$298,400 Land $185,200 Building $113,200
2024	$7,800.00
2023		$298,400 Land $185,200 Building $113,200	$298,400 Land $185,200 Building $113,200
2022	$7,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 David Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 David Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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