43 David Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 43 David Dr, Saint Charles, MO 63304

Property Summary

Property Type	Residential Vacant Land
Details	1 ba
Lot Size	0.507 acres (22,100 sqft)
Owner	2 Trust Names on File
Last Sale	$1,850,000 (Apr 2007)
Tax Bill	$215 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`499560A000`

Property Details

APN / Parcel Number

Primary APN	`499560A000`
Alternative APN	`3-0037-4140-00-0043.0000000`

Interior

Full Baths	1 Bath

Exterior

Lot Area	22,100 sqft
Lot Dimensions	221 ft deep x 100 ft wide

Location & Zoning

Account Number	499560A000
Old Parcel Number	499560A000
Street Address	43 DAVID DR
City	SAINT CHARLES
State	MO
Zip	63304-2626
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AF0
Legal Description	SKYLINE AC #2 LOT 43
Legal Range	04E
Legal Township	46N
Legal Subdivision	SKYLINE AC #2
Legal Lot Number	43
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311149

Owner

43 David Dr, residential vacant land, is held in a trust since April 2007.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	79 CANNON FARM RD, WINFIELD, MO 63389-3260
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2018	Grant Deed, Mortgage · Line of Credit CENTRAL BK/ST LOUIS
Feb 13, 2018	Grant Deed, Mortgage · Line of Credit CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2007 · Amount on File
Deed Sale	Apr 23, 2007 · Amount on File
Deed Document Number	0047361610
Deed Book / Page	3522 / 703
Prior Transfer Date	Jul 16, 2003
Prior Transfer Doc	101341
Record Updated	Jun 8, 2026

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 13, 2018
Property Address	43 DAVID DR, SAINT CHARLES, MO 63304-2626
Document Number	0068780961
Book / Page	006878 / 000961
Instrument Date	Feb 12, 2018
Instrument	77980
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 RAINIER CT O FALLON MO 633664813, O FALLON, MO 63366-4813

Mortgage

Document Number	68780961
Date	Feb 13, 2018
Book Page	006878/000961
Instrument	77980

Lender

Name	CENTRAL BK/ST LOUIS
Address	7707 FORSYTH BLVD, ST LOUIS, MO 63105-1809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 13, 2018
Property Address	43 DAVID DR, SAINT CHARLES, MO 63304-2626
Document Number	0068781706
Book / Page	006878 / 001706
Instrument Date	Feb 12, 2018
Instrument	79280
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 RAINIER CT O FALLON MO 633664813, O FALLON, MO 63366-4813

Mortgage

Document Number	68781706
Date	Feb 13, 2018
Book Page	006878/001706
Instrument	79280

Lender

Name	CENTRAL BK/ST LOUIS
Address	7707 FORSYTH BLVD, ST LOUIS, MO 63105-1809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 43 David Dr was $215.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$215.00	$3,665	$19,287 Land $19,287
2023		$3,665
2022			$19,287 Land $19,287

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 43 David Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 David Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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