43 David Dr, Evergreen, CO 80439 Property Records

Clear Creek County property record for 43 David Dr, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,674 sqft · built 1954
Lot Size	2.86 acres (124,582 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2085-024-01-044`

Property Details

APN / Parcel Number

Primary APN	`2085-024-01-044`
Alternative APN	`R014000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,674 sqft Living Area
Gross Area	4,282 sqft
1st Floor Area	2,624 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Traditional
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	124,582 sqft (2.86 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Deck Area	430 sqft
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	R014000
Street Address	43 DAVID DR
City	EVERGREEN
State	CO
Zip	80439-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: CIRCLE K RANCH HOMESITES L109 & TR ADJ APX .078A IMPS 313/12 317/327 422/287 PT L106 APX .435A 372/382-383 PT TRACT C 441/869,870
Legal Subdivision	CIRCLE K RANCH HOMESITES
Legal Tract	C
Legal Lot Number	109
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	1
Census Block	1021
Census Tract	14701

Owner

Source: Clear Creek County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 DAVID DR, EVERGREEN, CO 80439-4318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Line of Credit RED ROCKS CU
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 9, 2020
Transfer Doc	0009930610
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	43 DAVID DR, EVERGREEN, CO 80439-4318
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010050830
Date	Apr 9, 2021
Book Page	1005/830
Instrument	300304

Lender

Name	RED ROCKS CU
Type	Credit Union
Address	LITTLETON, CO 80120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	43 DAVID DR, EVERGREEN, CO 80439-4318
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	NOT AVAILABLE, PTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010030165
Date	Mar 3, 2021
Book Page	1003/165
Instrument	299694

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	43 DAVID DR, EVERGREEN, CO 80439-4318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009360346
Date	Jul 5, 2017
Book Page	00936/0346
Instrument	284674

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 9, 2027

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEAR CREEK CO
Recording Date	Oct 22, 2020
Property Address	43 DAVID DR, EVERGREEN, CO 80439-4318
Document Number	0009930610
Book / Page	993 / 610
Instrument Date	Oct 9, 2020
Instrument	297779
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43 DAVID DR, EVERGREEN, CO 80439-4318

Mortgage

Document Number	0000297780
Date	Oct 22, 2020
Instrument	297780

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	43 DAVID DR, EVERGREEN, CO 80439-4318
Document Number	0003720001
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 DAVID DR EVERGREEN CO 804394318, EVERGREEN, CO 80439-4318

Mortgage

Document Number	0003720001
Date	Oct 22, 2020
Book Page	000372/000001
Instrument	297780

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 21, 2040

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,895.00 (+6.92%)	$70,060 (+18.58%) Land $9,990 Building $60,070	$1,120,870 (+27.13%) Land $159,790 Building $961,080
2023	$4,578.00 (+23.83%)	$59,080 (+26.48%) Land $10,080 Building $49,000	$881,690 (+31.19%) Land $150,410 Building $731,280
2022	$3,697.00	$46,710 Land $11,110 Building $35,600	$672,090 Land $159,790 Building $512,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 99% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERGREEN MD serves 15,750 people · EPA ID CO0130030
Water Source	Surface water
Last State Inspection	May 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Clear Creek Broadband Fixed Wireless	50 / 10

May also be available: Xfinity.

Cell Coverage

No cell data coverage reported

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