Hampden County and Chicopee City property record for 43 Cyran St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,062 sqft · built 1958 |
| Lot Size | 0.293 acres (12,772 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,000 (Jan 2018) |
| Tax Bill | $4,258 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Sep 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 630-00012 |
| Primary APN | 630-00012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,062 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 1,062 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Game Room | Game Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,772 sqft (0.293 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 630-00012 |
|---|---|
| Street Address | 43 CYRAN ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 811301 |
43 Cyran St is owned and occupied by an individual who bought it in January 2018.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 CYRAN ST, CHICOPEE, MA 01020-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Sep 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Jan 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Jan 10, 2018 | Quit Claim Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC |
| Mar 15, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2018 · Amount on File |
| Deed Sale | Jan 10, 2018 · Amount on File |
| Prior Sale | Jul 18, 2017 · Amount on File |
| Deed Book / Page | 22021 / 525 |
| Transfer Doc | 022021-525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 43 CYRAN ST, CHICOPEE, MA 01020-2242 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 024376-104 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 24376/104 |
| Instrument | 5583 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 43 CYRAN ST, CHICOPEE, MA 01020-2242 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0024720-82 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 24720/82 |
| Instrument | 54863 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 43 CYRAN ST, CHICOPEE, MA 01020-2242 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 024886-219 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 24886/219 |
| Instrument | 3766 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jan 10, 2018 |
| Property Address | 43 CYRAN ST, CHICOPEE, MA 01020-2242 |
| Document Number | 22021-525 |
| Book / Page | 22021 / 525 |
| Instrument | 1575 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.12 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 CYRAN ST, CHICOPEE, MA 01020-2242 |
| Investor | Possibly a Property Investor |
| Document Number | 220210527 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 22021/0527 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2048 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Mar 15, 2017 |
| Property Address | 43 CYRAN ST, CHICOPEE, MA 01020-2242 |
| Document Number | 21600-389 |
| Book / Page | 021600 / 000389 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 13314 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 4, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $785.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
The 2026 property tax bill for 43 Cyran St was $4,258, up 6.6% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,258.00 (+6.56%) | $279,400 (+5.99%) Land $123,800 Building $155,600 | $312,024 (+5.92%) |
| 2025 | $3,996.00 (+5.38%) | $263,600 (+2.61%) Land $112,200 Building $151,400 | $294,595 |
| 2024 | $3,792.00 (+7.88%) | $256,900 (+10.73%) Land $110,000 Building $146,900 | |
| 2023 | $3,515.00 | $232,000 Land $100,000 Building $132,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Cyran St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Cyran St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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