Ocean County and Brick Township property record for 43 Cumberland Dr, Brick, NJ 08723
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,350 sqft · built 1995 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,900 (Sep 1995) |
| Tax Bill | $8,598 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Mar 2017 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-00209-30-00019 |
| Primary APN | 07-00209-30-00019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,350 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00103260 |
|---|---|
| Street Address | 43 CUMBERLAND DR |
| City | BRICK |
| State | NJ |
| Zip | 08723-7538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 80X100 20,21,22 |
| Legal Subdivision | BAYWOOD |
| Legal Block | 209 |
| Legal Lot Number | 19 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BRICK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 714300 |
Source: Ocean County and Brick Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 CUMBERLAND DR, BRICK, NJ 08723-7538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Mar 18, 2017 | Loan Modification, Mortgage DITECH FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 1995 · Amount on Record |
| Deed Sale | Sep 22, 1995 · Amount on Record |
| Deed Book / Page | 5303 / 755 |
| Last Transfer Date | Jul 2, 1999 |
| Transfer Doc | 0057140687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 43 CUMBERLAND DR, BRICK, NJ 08723-7538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0195971925 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 19597/1925 |
| Instrument | 2024008362 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 43 CUMBERLAND DR, BRICK, NJ 08723-7538 |
| Document Number | 0167081880 |
| Book / Page | 016708 / 001880 |
| Instrument Date | Mar 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 43 CUMBERLAND DR BRICK NJ 087237538, BRICK, NJ 08723-7538 |
| Document Number | 0167081880 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 016708/001880 |
| Instrument | 37865 |
| Name | DITECH FIN'L |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Apr 11, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Ocean County and Brick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Brick Township |
| Unified School District | Brick Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,800 (-) Land $130,500 Building $186,300 | $316,800 (-) Land $130,500 Building $186,300 | |
| 2025 | $8,598.00 (+5.08%) | $316,800 (-) Land $130,500 Building $186,300 | $316,800 (-) Land $130,500 Building $186,300 |
| 2024 | $8,182.00 (+6.59%) | ||
| 2023 | $316,800 Land $130,500 Building $186,300 | $316,800 Land $130,500 Building $186,300 | |
| 2022 | $7,676.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 742 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 742 in force |
| Nearby Flood Claims | 582 (1984–2024) |
| Claims Outside the SFHA | 7 of 582 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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