43 Cross St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 43 Cross St, Peabody, MA 01960 · Last verified July 2026

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3 bd · 1 ba · 1,360 sqft · built 1940
Lot Size0.124 acres (5,388 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Mar 1995)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNM:0039 B:0048=C

Property Details

APN / Parcel Number

Primary APNM:0039 B:0048=C
Alternative APNs
  • PEAB M:0039 B:0048-C
  • 4732

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,360 sqft Total Area
Gross Area2,608 sqft
1st Floor Area1,360 sqft
Basement Area1,248 sqft
Unfinished Basement1,248 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Exterior MaterialBrick
Lot Area5,388 sqft (0.124 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number4732
Street Address43 CROSS ST
CityPEABODY
StateMA
Zip01960-1608
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Block48-C
JurisdictionPEABODY MA
Township / Civil DivisionPEABODY
Census Block Group4
Census Block4014
Census Tract210302

Owner

Source: Essex County and Peabody City records · APN M:0039 B:0048=C

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address43 CROSS ST, PEABODY, MA 01960-1608
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 1995 · Amount on Record
Deed SaleMar 01, 1995 · Amount on Record
Deed Book / Page12937 / 412
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address43 CROSS ST, PEABODY, MA 01960-1608
Transaction TypeMortgage
Record UpdatedJul 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040996-170
DateJun 13, 2022
Book Page40996/170
Instrument20220613000120
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Peabody City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityPeabody City
Unified School DistrictPeabody School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2025$354,800 (+0.03%) Land $271,000 Building $83,800$780,330
2024$354,700 (+17.88%) Land $271,000 Building $83,700
2023$300,900 Land $247,800 Building $53,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092103024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cross St

Nearby Streets

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