43 Crescent St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 43 Crescent St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1922
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,805 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:593 L:29`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:593 L:29`
Alternative APN	`593029000000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	593029000000000
Street Address	43 CRESCENT ST
City	KEENE
State	NH
Zip	03431-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	29
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1015
Census Tract	971402

Owner

43 Crescent St, a single family home, is held in a trust.

Source: Cheshire County and Keene City records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	250 ATHOL RD, RICHMOND, NH 03470-4209
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jul 16, 2025	Deed of Trust, Mortgage SERVICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Recording Date	Jun 30, 2026
Property Address	43 CRESCENT ST, KEENE, NH 03431-3556
Document Number	0000004904
Book / Page	3353 / 1391
Instrument Date	Jun 12, 2026
Instrument	20264904
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CRESCENT ST, KEENE, NH 03431-3556

Mortgage

Document Number	0000004904,
Date	Jun 30, 2026
Book Page	3353/1391
Instrument	20264904

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	43 CRESCENT ST, KEENE, NH 03431-3556
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03315-1310
Date	Jul 16, 2025
Book Page	3315/1310
Instrument	2505040

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 43 Crescent St was $5,805, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,805.00 (+3.92%)	$168,900 (-) Land $31,600 Building $137,300
2024	$5,586.00 (+3.71%)	$168,900 (-) Land $31,600 Building $137,300
2023	$5,386.00 (+2.77%)	$168,900 (-) Land $31,600 Building $137,300
2022	$5,241.00	$168,900 Land $31,600 Building $137,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43 Crescent St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	13 (1984–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jul 2021 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Crescent St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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