43 Cove Rd, Winterport, ME 04496 Property Records

Waldo County and Winterport Town property record for 43 Cove Rd, Winterport, ME 04496

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$250,900 (Jan 2020)
Tax Bill	$4,723 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WTPT M:R10 L:213`

Property Details

APN / Parcel Number

Primary APN	`WTPT M:R10 L:213`
Alternative APN	`2308`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	2308
Street Address	43 COVE RD
City	WINTERPORT
State	ME
Zip	04496-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	213
Jurisdiction	WINTERPORT ME
Township / Civil Division	WINTERPORT
Census Block Group	2
Census Block	2004
Census Tract	41000

Owner

43 Cove Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Waldo County and Winterport Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 COVE RD, WINTERPORT, ME 04496-3821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
Jan 28, 2020	Quit Claim Deed, Transfer MAINE SVGS FCU
Jan 23, 2020	Deed of Trust, Mortgage MAINE SVGS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Deed Document Number	2020830
Deed Book / Page	4463 / 290
Prior Transfer Date	Jan 23, 2020
Prior Transfer Doc	004463/290
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTERPORT ME
Property Address	43 COVE RD, WINTERPORT, ME 04496-3821
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004669/192
Date	Jun 25, 2021
Book Page	4669/192
Instrument	2021-6454

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTERPORT ME
Recording Date	Jan 28, 2020
Property Address	43 COVE RD, WINTERPORT, ME 04496-3821
Document Number	0044630290
Book / Page	004463 / 000290
Instrument Date	Jan 23, 2020
Instrument	830
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 COVE RD WINTERPORT ME 044963821, WINTERPORT, ME 04496-3821

Mortgage

Document Number	44630292
Date	Jan 28, 2020
Book Page	004463/000292
Instrument	831

Lender

Name	MAINE SVGS FCU
Type	Credit Union
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTERPORT ME
Property Address	43 COVE RD, WINTERPORT, ME 04496-3821
Document Number	0044630292
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 COVE RD WINTERPORT ME 044963821, WINTERPORT, ME 04496-3821

Mortgage

Document Number	0044630292
Date	Jan 28, 2020
Book Page	004463/000292
Instrument	831

Lender

Name	MAINE SVGS FCU
Type	Credit Union
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 43 Cove Rd was $4,723, up 20.3% from the year before.

Source: Waldo County and Winterport Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Winterport Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,723.00 (+20.3%)	$295,200 (-) Land $40,700 Building $254,500
2024	$3,926.00	$295,200 Land $40,700 Building $254,500
2016	$2,334.00	$171,100 Land $31,800 Building $139,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43 Cove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Cove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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