Laurel County property record for 43 Cotton Rd, Corbin, KY 40701
| Property Type | Single Family Home |
|---|---|
| Details | 2,431 sqft · built 2019 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jun 2019) |
| Tax Bill | $2,022 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 121-00-00-289.01 |
| Primary APN | 121-00-00-289.01 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,431 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 506 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 342875 |
|---|---|
| Street Address | 43 COTTON RD |
| City | CORBIN |
| State | KY |
| Zip | 40701-4268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDY ROCK ESTATES #1 & HOUSE & GARAGE |
| Legal Subdivision | SANDY ROCK ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | KEAVY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 971104 |
Source: Laurel County records · APN 121-00-00-289.01
Assessment roll updated December 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 COTTON RD, CORBIN, KY 40701-4268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MORTGAGE LLC |
| Jan 03, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 27, 2019 | Warranty Deed, Transfer IMAG TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Deed Document Number | 2019365927 |
| Deed Book / Page | 754 / 585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Jun 15, 2026 |
| Property Address | 43 COTTON RD, CORBIN, KY 40701-4268 |
| Document Number | 0000633213 |
| Book / Page | 1466 / 106 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026633213 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 43 COTTON RD, CORBIN, KY 40701-4268 |
| Investor | Possibly a Property Investor |
| Document Number | 0000633213, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 1466/106 |
| Instrument | 2026633213 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUREL KY |
| Property Address | 43 COTTON RD, CORBIN, KY 40701-4268 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 43 COTTON RD, CORBIN, KY 40701-4268 |
| Investor | Possibly a Property Investor |
| Document Number | 0M1411/514 |
|---|---|
| Date | Jan 03, 2025 |
| Book Page | M1411/514 |
| Instrument | 599656 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Jun 27, 2019 |
| Property Address | 43 COTTON RD, CORBIN, KY 40701-4268 |
| Document Number | 00D754/585 |
| Book / Page | D754 / 585 |
| Map Reference | DB 728 PG 240 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 365927 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | IMAG TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|---|
| Address | 420 MARTIN RD, CORBIN, KY 40701-4168 |
| Name | Verified Name |
|---|---|
| Address | 43 COTTON RD, CORBIN, KY 40701-4268 |
| Investor | Possibly a Property Investor |
Source: Laurel County records · Assessment roll updated December 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Unified School District | Laurel County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,022.00 (-1.65%) | $260,000 (-) Land $15,000 Building $245,000 | $260,000 (-) Land $15,000 Building $245,000 |
| 2023 | $2,056.00 | $260,000 | $260,000 |
Source: FEMA National Flood Hazard Layer as of March 16, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 60% of the US · above 79% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Zetalink Fixed Wireless | 200 / 100 |
Based on FCC filings for 46 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST LAUREL WATER ASSOC INC private · serves 14,878 people |
|---|---|
| Water Source | Purchased surface water from WOOD CREEK WATER DISTRICT |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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