43 Colony St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 43 Colony St, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,323 sqft · built 1925
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Nov 2001)
Tax Bill	$4,694 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit May 2019 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`151490-0070`

Property Details

APN / Parcel Number

Primary APN	`151490-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	2,201 sqft
1st Floor Area	1,128 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	106 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	686 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	276 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43 COLONY ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-35 SAN MARCO COURTS N48FT OF LOT 7 & ALL OF LOT 8 BLK 6 OR1677/1289 & 1778/1696
Legal Range	30E
Legal Township	07S
Legal Section	06
Legal Subdivision	SAN MARCO COURTS
Legal Block	6
Legal Lot Number	7,8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1027
Census Tract	20200

Owner

Source: St. Johns County records · APN 151490-0070

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43 COLONY ST, SAINT AUGUSTINE, FL 32084-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
May 30, 2019	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
May 19, 2020	Loan Modification, Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2001 · Amount on Record
Deed Sale	Nov 19, 2001 · Amount on Record
Deed Document Number	200159908
Deed Book / Page	1677 / 1289
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	43 COLONY ST, SAINT AUGUSTINE, FL 32084-1243
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 COLONY ST, SAINT AUGUSTINE, FL 32084-1243

Mortgage

Document Number	0052900468
Date	Jun 14, 2021
Book Page	5290/468
Instrument	2021066199

Lender

Name	AMERIS BANK
Type	Bank
Address	SAINT AUGUSTINE, FL 32084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	43 COLONY ST, SAINT AUGUSTINE, FL 32084-1243
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047320029
Date	May 30, 2019
Book Page	4732/0029
Instrument	2019037311

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2024
Change Frequency	2 Years
Min Rate At Change	3.25%
Max Rate At Change	10.5%
Index	1-Year LIBOR
Max Rate	10.5%

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	43 COLONY ST, SAINT AUGUSTINE, FL 32084-1243
Document Number	0049490304
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 COLONY ST ST AUGUSTINE FL 320841243, ST AUGUSTINE, FL 32084-1243

Mortgage

Document Number	0049490304
Date	May 26, 2020
Book Page	004949/000304
Instrument	39857

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,198 (+2.7%)	$432,826 (+2.85%) Land $158,270 Building $274,556
2025	$4,694.00 (+7.98%) Homeowner's exemption	$273,805 (+5.99%)	$420,832 (+20.51%) Land $158,270 Building $262,562
2024	$4,347.00 (+2.6%)
2023	$4,237.00 (+30.17%) Homeowner's exemption	$258,338 (+25.21%)	$349,215 (+22.06%) Land $148,960 Building $200,255
2022	$3,255.00 Homeowner's exemption	$206,320	$286,092 Land $145,981 Building $140,111

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090202001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 383 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	436 units insured 53 under condo master policies
Nearby Flood Claims	234 (1984–2024)
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 7 claims Hurricane Irma, Sep 2017 · 53 claims Hurricane Matthew, Oct 2016 · 137 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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