St. Johns County property record for 43 Cobalt Ln, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,294 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $341,000 (2020) |
| Tax Bill | $5,798.00 (2025) |
| Primary APN | 010015-0810 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,294 sqft Living Area |
| Gross Area | 2,955 sqft Gross Area |
| 1st Floor | 2,294 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 221 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 43 COBALT LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0081 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 96/40-52 SHEARWATER PHASE 2C LOT 81 OR4894/1286 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 34 |
| Legal Subdivision | SHEARWATER PHASE 2C |
| Legal Phase | 2C |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010015-0810
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 COBALT LN, SAINT AUGUSTINE, FL 32092-0081 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Mar 03, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2020 · Amount on Record |
| Deed Sale | Mar 03, 2020 · Amount on Record |
| Deed Doc Number | 202017125 |
| Deed Book / Page | 4894 / 1286 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 43 COBALT LN, SAINT AUGUSTINE, FL 32092-0081 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 43 COBALT LN, SAINT AUGUSTINE, FL 32092-0081 |
| Document Number | 0053880789 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 5388/789 |
| Instrument | 2021109505 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 03, 2020 |
| Property Address | 43 COBALT LN, SAINT AUGUSTINE, FL 32092-0081 |
| Document Number | 0048941286 |
| Book / Page | 4894 / 1286 |
| Map Reference | MB 96 PG 40 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 2020017125 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,387.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 43 COBALT LN, SAINT AUGUSTINE, FL 32092-0081 |
| Document Number | 48941290 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 4894/1290 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,352 (+2.7%) | $444,134 (-5.61%) Land $135,000 Building $309,134 | |
| 2025 | $5,798.00 (+6.66%) Homeowner's exemption | $254,481 (+2.9%) | $470,529 (+0.15%) Land $135,000 Building $335,529 |
| 2024 | $5,436.00 (+2.08%) Homeowner's exemption | $247,309 (+3%) | $469,805 (+2.17%) Land $135,000 Building $334,805 |
| 2023 | $5,325.00 (+6.91%) Homeowner's exemption | $240,106 (+3%) | $459,805 (+14.55%) Land $125,000 Building $334,805 |
| 2022 | $4,981.00 Homeowner's exemption | $233,113 | $401,411 Land $84,000 Building $317,411 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 758 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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