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43 Clay Ave, Highwood, IL 60040 Property Records

Lake County property record for 43 Clay Ave, Highwood, IL 60040

Property Summary

Property TypeDuplex
Details5 bd · 3.5 ba · 3,082 sqft · built 1933
Lot Size0.137 acres (5,955 sqft)
Owner2 Individual Names on Record
Last Sale$649,000 (Dec 2024)
Tax Bill$8,730 (2024)
Deeds & MortgagesOct 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-15-210-002

Property Details

APN / Parcel Number

Primary APN16-15-210-002

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,082 sqft Living Area
1st Floor Area1,882 sqft
2nd Floor Area1,200 sqft
Upper Floors Area1,200 sqft
Basement Area682 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1941
Architectural StyleDuplex Single
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,955 sqft (0.137 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address43 CLAY AVE
CityHIGHWOOD
StateIL
Zip60040-1431
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPLAT D OF HIGHWOOD PT BLK 14 BEG 150E OF NW COR,SE // TO W LN 135, W // TO N LN 68,NW TO PNT 114E OF NW COR, E 36 T O POB BLOCK 14
Legal SubdivisionHIGHWOOD
Legal Block14
JurisdictionLAKE IL
Township / Civil DivisionMORAINE
Census Block Group4
Census Block4018
Census Tract865200

Owner

Source: Lake County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1333 S VINE AVE, PARK RIDGE, IL 60068-5474
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2024 · Amount on Record
Deed SaleDec 10, 2024 · Amount on Record
Prior SaleNov 13, 2000 · Amount on Record
Deed Document Number20248071897
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateOct 8, 2026
Property Address43 CLAY AVE, HIGHWOOD, IL 60040-1431
Document Number0008199251
Instrument DateAug 2, 2026
Instrument20268199251
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyATA NATIONAL TITLE, ATA GMT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$108,322.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address459 BARBERRY RD, HIGHLAND PARK, IL 60035-4425

Mortgage

Document Number0008199252,
DateOct 8, 2026
Instrument20268199252
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionMoraine Township
MunicipalityHighwood City
Elementary School DistrictNorth Shore School District 112 (PK - 08)
Secondary School DistrictTownship High School District 113 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$140,537 (+30.82%) Land $29,482 Building $111,055$421,653 (+30.82%) Land $88,455 Building $333,198
2024$8,730.00 (+6.53%)$107,430 (+10.94%) Land $27,795 Building $79,635$322,322 (+10.94%) Land $83,393 Building $238,929
2023$8,195.00 (+5.62%)$96,836 (+0.57%) Land $25,054 Building $71,782$290,538 (+0.57%) Land $75,170 Building $215,368
2022$7,759.00$96,286 Land $27,523 Building $68,763$288,887 Land $82,577 Building $206,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHWOOD
serves 5,335 people · EPA ID IL0970550
Water SourceSurface water
Last State InspectionJul 2024
Lead76 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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