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43 Christopher St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 43 Christopher St, Lodi, NJ 07644 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details872 sqft · built 1952
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Nov 2017)
Tax Bill$8,372 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2017 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-00265-0000-00076

Property Details

APN / Parcel Number

Primary APN31-00265-0000-00076
Alternative APNs
  • 310026500076
  • 481900

Interior

Stories1 Story
Building Area872 sqft Living Area
1st Floor Area872 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Account Number481900
Street Address43 CHRISTOPHER ST
CityLODI
StateNJ
Zip07644-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X100
Legal SubdivisionMAP 40
Legal Block265
Legal Lot Number76
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group3
Census Block3004
Census Tract30100

Owner

Source: Bergen County and Lodi Borough records · APN 31-00265-0000-00076

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address43 CHRISTOPHER ST, LODI, NJ 07644-3320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 14, 2017Grant Deed
PROPERTY TITLE
Nov 14, 2017Deed, Transfer
Feb 16, 2017Grant Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2017 · Amount on Record
Deed SaleNov 14, 2017 · Amount on Record
Prior SaleFeb 16, 2017 · Amount on Record
Deed Document Number20178596801
Deed Book / Page2783 / 334
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address43 CHRISTOPHER ST, LODI, NJ 07644-3320
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038251141
DateNov 19, 2020
Book Page3825/1141
Instrument20-121284
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2050

November 2017: Grant Deed

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateNov 14, 2017
Property Address43 CHRISTOPHER ST, LODI, NJ 07644-3320
Document Number0027830327
Book / Page002783 / 000327
Instrument DateOct 31, 2017
Record UpdatedNov 28, 2017
Title CompanyPROPERTY TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 MARZ RD WOODCLIFF LAKE NJ 076778249, WOODCLIFF LAKE, NJ 07677-8249

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateNov 14, 2017
Property Address43 CHRISTOPHER ST, LODI, NJ 07644-3320
Document Number0027830334
Book / Page2783 / 334
Instrument DateOct 31, 2017
Instrument17-085968.01
Transaction TypeTransfer
Record UpdatedNov 02, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CHRISTOPHER ST, LODI, NJ 07644-3320

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateFeb 16, 2017
Property Address43 CHRISTOPHER ST, LODI, NJ 07644-3320
Document Number0025380346
Book / Page002538 / 000346
Instrument DateFeb 02, 2017
Transaction TypeTransfer
Record UpdatedMar 01, 2017
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
Tax$160.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CHRISTOPHER ST LODI NJ 076443320, LODI, NJ 07644-3320

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$236,500 (-) Land $160,000 Building $76,500$236,500 (-) Land $160,000 Building $76,500
2025$8,372.00 (+5.61%)$236,500 (-) Land $160,000 Building $76,500$236,500 (-) Land $160,000 Building $76,500
2024$7,927.00 (+2.69%)
2023$236,500 Land $160,000 Building $76,500$236,500 Land $160,000 Building $76,500
2022$7,719.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030301003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
1 of 2 on primary residences
Nearby Flood Claims6 (1983–2021)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2021, river or lake flooding, Remnants Of Hurricane Ida

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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