43 Chestnut St, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 43 Chestnut St, Windsor, NY 13865

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,075 sqft · built 1940
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$87,537 (Dec 2025)
Tax Bill$769 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Oct 2018 Loan Modification
APN035001 182.12-1-13

Property Details

APN / Parcel Number

Primary APN035001 182.12-1-13
Alternative APNs
  • 500118201200010130000000
  • 50014900000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,075 sqft Living Area
1st Floor Area1,075 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeRaised
Lot Area16,117 sqft (0.37 acres)
Lot Width198 ft Width
PorchPatio
Porch Area84 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number50014900000
Street Address43 CHESTNUT ST
CityWINDSOR
StateNY
Zip13865-4106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description001000000113400A0000
Legal Block1
Legal Lot Number13.000
JurisdictionBROOME NY
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2025
Census Tract12501

Owner

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43 CHESTNUT ST, WINDSOR, NY 13865-4106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Warranty Deed, Transfer · Loan Assumption
CARRINOTON MORTGAGE SERVICES LLC
Oct 1, 2018Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2025 · Amount on Record
Deed SaleDec 10, 2025 · Amount on Record
Prior SaleMay 30, 2003 · Amount on Record
Deed Document Number202531032
Deed Book / Page2811 / 524
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBROOME NY
Recording DateDec 10, 2025
Property Address43 CHESTNUT ST, WINDSOR, NY 13865-4106
Document Number002811/524
Book / Page2811 / 524
Instrument DateDec 10, 2025
Instrument202500031032
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyVYLLA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$352.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 CHESTNUT ST, WINDSOR, NY 13865-4106

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CHESTNUT ST, WINDSOR, NY 13865-4106

Mortgage

Document Number04240/1392
DateDec 10, 2025
Book Page4240/1392
Instrument202500031034
Lender
NameCARRINOTON MORTGAGE SERVICES LLC
TypeNon-Lending Institution
AddressANAHEIM, CA 92806
Agreement
TypeLoan Assumption
AmountAmount Recorded
Term306 Months
DueJun 1, 2051

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBROOME NY
Property Address43 CHESTNUT ST, WINDSOR, NY 13865-4106
Document Number0038931304
Instrument DateOct 1, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CHESTNUT ST WINDSOR NY 138654106, WINDSOR, NY 13865-4106

Mortgage

Document Number0038931304
DateDec 10, 2018
Book Page003893/001304
Instrument32031
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 9, 2048
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionWindsor Town
MunicipalityWindsor Village
Unified School DistrictWindsor Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$769.00 (-52%) Homeowner's exemption
2025$1,602.00 (+3.89%) Homeowner's exemption$25,400 (-) Land $11,400 Building $14,000$59,800 (+15.13%) Land $26,839 Building $32,961
2024$1,542.00 Homeowner's exemption$25,400 (-) Land $11,400 Building $14,000$51,943 (+6.34%) Land $23,313 Building $28,630
2023$25,400 Land $11,400 Building $14,000$48,846 Land $21,923 Building $26,923

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams CATV
Cable
2,000 / 40
TDS Telecom
Fiber
1,000 / 1,000

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