43 Chestnut St, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 43 Chestnut St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,528 sqft · built 1945
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jan 2020)
Tax Bill	$9,493 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00011-0000-00677`

Property Details

APN / Parcel Number

Primary APN	`04-00011-0000-00677`
Alternative APN	`040001100677`

Interior

Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Street Address	43 CHESTNUT ST
City	STANHOPE
State	NJ
Zip	07874-3454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	ADDITIONAL LOTS: 678,679
Legal Subdivision	BROOKWOOD ESTATES
Legal Block	11
Legal Lot Number	677
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2012
Census Tract	374200

Owner

43 Chestnut St is owned and occupied by an individual who bought it in January 2020.

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	43 CHESTNUT ST, STANHOPE, NJ 07874-3454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 10, 2020	Grant Deed, Transfer · Conventional with PMI JERSEY MTG
Feb 10, 2017	Grant Deed, Transfer HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Prior Sale	Aug 8, 2013 · Amount on File
Deed Document Number	202010008300
Deed Book / Page	3545 / 347
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	43 CHESTNUT ST, STANHOPE, NJ 07874-3454
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101520627
Date	May 5, 2022
Book Page	10152/627
Instrument	20220505010153350

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jan 10, 2020
Property Address	43 CHESTNUT ST, STANHOPE, NJ 07874-3454
Document Number	0035450347
Book / Page	003545 / 000347
Instrument Date	Dec 13, 2019
Instrument	8300
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CHESTNUT ST STANHOPE NJ 078743454, STANHOPE, NJ 07874-3454

Mortgage

Document Number	97730431
Date	Jan 10, 2020
Book Page	009773/000431
Instrument	8310

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 10, 2017
Property Address	43 CHESTNUT ST, STANHOPE, NJ 07874-3454
Document Number	0034180270
Book / Page	003418 / 000270
Instrument Date	Feb 3, 2017
Instrument	36530
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 CHESTNUT ST STANHOPE NJ 078743454, STANHOPE, NJ 07874-3454

Mortgage

Document Number	94740948
Date	Feb 10, 2017
Book Page	009474/000948
Instrument	36540

Lender

Name	HOME PT FIN'L
Address	9 ENTIN RD # 200, PARSIPPANY, NJ 07054-5000

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 43 Chestnut St was $9,493, up 4.9% from the year before.

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,200 (-) Land $107,700 Building $128,500	$236,200 (-) Land $107,700 Building $128,500
2025	$9,493.00 (+4.94%)	$236,200 Land $107,700 Building $128,500	$236,200 Land $107,700 Building $128,500
2024	$9,046.00
2023		$236,200 Land $107,700 Building $128,500	$236,200 Land $107,700 Building $128,500
2022	$8,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKWOOD MUSCONETCONG RIVER POA private · serves 1,087 people · EPA ID NJ1904001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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