43 Cherokee Ave, Cheraw, SC 29520 Property Records

Chesterfield County property record for 43 Cherokee Ave, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	built 1952
Owner	Individual Name on Record
Last Sale	$76,000 (Mar 2021)
Tax Bill	$754 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`271 005 005 003`

Property Details

APN / Parcel Number

Primary APN	`271 005 005 003`
Alternative APNs	`00037210` `02259493` `2259493`

Exterior

Year Built	Built 1952

Location & Zoning

Account Number	00037210
Street Address	43 CHEROKEE AVE
City	CHERAW
State	SC
Zip	29520-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1000
Census Tract	950504

Owner

Source: Chesterfield County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 CHEROKEE AVE, CHERAW, SC 29520-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
May 28, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	202100001105
Deed Book / Page	536 / 352
Record Updated	Jun 8, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 18, 2021
Property Address	43 CHEROKEE AVE, CHERAW, SC 29520-1805
Document Number	000536/352
Book / Page	536 / 352
Map Reference	MB 45 PG 36
Instrument Date	Mar 12, 2021
Instrument	202100001105
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$197.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CHEROKEE AVE, CHERAW, SC 29520-1805

Mortgage

Document Number	00522/1325
Date	Mar 18, 2021
Book Page	522/1325
Instrument	202100001106

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	May 28, 2019
Property Address	43 CHEROKEE AVE, CHERAW, SC 29520-1805
Document Number	000521/898
Book / Page	521 / 898
Instrument Date	May 10, 2019
Instrument	2075
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 OUTLET POINTE BLVD STE C, C, COLUMBIA, SC 29210-5652

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Cheraw Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$754.00 (+20.64%)	$3,450 (+15%) Land $230 Building $3,220	$88,000 (+17.33%) Land $6,000 Building $82,000
2023	$625.00	$3,000 Land $200 Building $2,800	$75,000 Land $5,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 74% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sandhill Telephone Cooperative.

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