43 Central St, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 43 Central St, Hallowell, ME 04347

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,020 sqft · built 1850
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Tax Bill$4,267 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNHALL M:005 L:038

Property Details

APN / Parcel Number

Primary APNHALL M:005 L:038
Alternative APN
  • 145

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,020 sqft Living Area
1st Floor Area792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeBrick
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number145
Street Address43 CENTRAL ST
CityHALLOWELL
StateME
Zip04347-1260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code31
Legal Lot Number38
JurisdictionHALLOWELL ME
Township / Civil DivisionHALLOWELL
Census Block Group1
Census Block1025
Census Tract10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hallowell Historic District (Additional Documentation)
listed 1970 · 446 contributing resources · NRIS 70000076
Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

43 Central St is owned and occupied by two individuals who acquired it in September 2014.

Source: Kennebec County and Hallowell City records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address43 CENTRAL ST, HALLOWELL, ME 04347-1260
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2014
Deed SaleSep 4, 2014
Deed Document Number201421052
Deed Book / Page11786 / 223
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHALLOWELL ME
Property Address43 CENTRAL ST, HALLOWELL, ME 04347-1260
Transaction TypeMortgage
Record UpdatedMay 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018026258
DateNov 6, 2018
Book Page13077/0151
Instrument2018026258
Lender
NameKENNEBUNK SVGS BANK
Agreement
AmountAmount on Record
Term108 Months
DueNov 21, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 43 Central St was $4,267, down 4% from the year before.

Source: Kennebec County and Hallowell City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityHallowell City
Unified School DistrictRegional School Unit 02 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,267.00 (-4.03%)$223,400 (-) Land $77,700 Building $145,700
2024$4,446.00 (+18.69%)$223,400 (+37.48%) Land $77,700 Building $145,700
2023$3,746.00 (+3.82%)$162,500 (-) Land $56,500 Building $106,000$449,445
2022$3,608.00$162,500 Land $56,500 Building $106,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Central St in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims44 (1979–2023)
Claims Outside the SFHA4 of 44
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 3 claims
  • Heavy Rain, Snowmelt, Ice Jams & Flooding, Apr 1993 · 5 claims
  • Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER AUGUSTA UTILITY DISTRICT
serves 13,750 people · EPA ID ME0090080
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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