43 Central Ave, Wolcott, CT 06716 Property Records

Wolcott Town property record for 43 Central Ave, Wolcott, CT 06716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,236 sqft · built 1982
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Aug 2023)
Tax Bill	$7,214 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G0203800`

Property Details

APN / Parcel Number

Primary APN	`G0203800`
Alternative APN	`WOLC M:123 B:4 L:9`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	1,236 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Account Number	G0203800
Street Address	43 CENTRAL AVE
City	WOLCOTT
State	CT
Zip	06716-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Block	4
Legal Lot Number	9
Jurisdiction	WOLCOTT CT
Township / Civil Division	WOLCOTT
Census Block Group	3
Census Block	3017
Census Tract	361100

Owner

Source: Wolcott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 CENTRAL AVE, WOLCOTT, CT 06716-3021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE SERVICES
May 27, 2025	Deed of Trust, Mortgage WATERBURY TEACHERS FEDERAL CREDIT UNION
Aug 10, 2023	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Deed Book / Page	557 / 901
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLCOTT CT
Recording Date	Jun 11, 2026
Property Address	43 CENTRAL AVE, WOLCOTT, CT 06716-3021
Document Number	0581000859
Book / Page	581 / 859
Instrument Date	Jun 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CENTRAL AVE, WOLCOTT, CT 06716-3021

Mortgage

Document Number	000581-859,
Date	Jun 11, 2026
Book Page	581/859

Lender

Name	ALLIED MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLCOTT CT
Property Address	43 CENTRAL AVE, WOLCOTT, CT 06716-3021
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000572-632
Date	May 27, 2025
Book Page	572/632

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLCOTT CT
Recording Date	Aug 10, 2023
Property Address	43 CENTRAL AVE, WOLCOTT, CT 06716-3021
Document Number	000557-901
Book / Page	557 / 901
Instrument Date	Aug 8, 2023
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000557903
Date	Aug 10, 2023
Instrument	557/903

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wolcott Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wolcott Town
Unified School District	Wolcott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,214.00 (+11.04%)	$249,620 (+38.06%) Land $55,650 Building $193,970	$381,502 (+201.42%)
2025	$6,497.00	$180,810 (+5.79%) Land $43,940 Building $136,870	$126,567 Land $30,758 Building $95,809
2024	$6,497.00 (+19.28%)
2023	$5,447.00 (+3.48%)	$170,910 (-) Land $43,940 Building $126,970
2022	$5,264.00	$170,910 Land $43,940 Building $126,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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