43 Cedar St, Clinton, MA 01510 Property Records

Worcester County and Clinton Town property record for 43 Cedar St, Clinton, MA 01510

Property Summary

Property Type	Duplex
Details	7 bd · 4.5 ba · 5,354 sqft · built 1850
Lot Size	0.513 acres (22,356 sqft)
Owner	Trust Name on Record
Last Sale	$751,000 (Jun 2023)
Tax Bill	$9,189 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CLIN M:0072 B:862 L:0000`

Property Details

APN / Parcel Number

Primary APN	`CLIN M:0072 B:862 L:0000`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	5,354 sqft Living Area
Gross Area	9,136 sqft
Basement Area	2,661 sqft
Unfinished Basement	2,661 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,356 sqft (0.513 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	43 CEDAR ST
City	CLINTON
State	MA
Zip	01510-2225
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	862
Jurisdiction	CLINTON MA
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2012
Census Tract	716300

Owner

Source: Worcester County and Clinton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	43 CEDAR ST, CLINTON, MA 01510-2225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 17, 2025	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Jun 7, 2023	Quit Claim Deed, Transfer
Jan 24, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 27, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Jun 13, 2012 · Amount on Record
Deed Book / Page	69225 / 198
Prior Transfer Date	Apr 5, 2023
Prior Transfer Doc	069225-198
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	43 CEDAR ST, CLINTON, MA 01510-2225
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072940-280
Date	Dec 9, 2025
Book Page	72940/280
Instrument	107504

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	43 CEDAR ST, CLINTON, MA 01510-2225
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071747-218
Date	Mar 17, 2025
Book Page	71747/218
Instrument	20537

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Jun 7, 2023
Property Address	43 CEDAR ST, CLINTON, MA 01510-2225
Document Number	069225-198
Book / Page	69225 / 198
Instrument Date	Apr 5, 2023
Instrument	44226
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CEDAR ST, CLINTON, MA 01510-2225

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	43 CEDAR ST, CLINTON, MA 01510-2225
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56655-36
Date	Jan 24, 2017
Book Page	56655/36
Instrument	8747

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	43 CEDAR ST, CLINTON, MA 01510-2225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63119-248
Date	Aug 27, 2020
Book Page	63119/248
Instrument	97221

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Worcester County and Clinton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Clinton Town
Unified School District	Clinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,189.00 (+6.16%)	$707,900 (+8.77%) Land $160,600 Building $547,300	$718,494
2025	$8,656.00 (+1.9%)	$650,800 (+0.67%) Land $145,900 Building $504,900
2024	$8,495.00 (+6.11%)	$646,500 (+7.97%) Land $145,900 Building $500,600
2023	$8,006.00	$598,800 Land $132,600 Building $466,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	16 (1998–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON WATER DEPT serves 15,428 people · EPA ID MA2064000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Verizon.

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