Smithfield Town property record for 43 Cedar Forest Rd, Smithfield, RI 02917
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,700 sqft · built 2024 |
| Lot Size | 18 acres (784,060 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $328,000 (Sep 2022) |
| Tax Bill | $16,155 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1171-99 |
| Primary APN | 16-1171-99 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,700 sqft Living Area |
| Gross Area | 8,940 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 784,060 sqft (18 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 16-1171-99 |
|---|---|
| Street Address | 43 CEDAR FOREST RD |
| City | SMITHFIELD |
| State | RI |
| Zip | 02917-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Lot Number | 52 |
| Jurisdiction | SMITHFIELD RI |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12701 |
Source: Smithfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 VERNDALE AVE, PROVIDENCE, RI 02905-1442 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK |
| Dec 8, 2023 | Quit Claim Deed, Transfer · ARM COASTAL ONE CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | Jul 2, 2001 · Amount on Record |
| Deed Document Number | 20222022-2971 |
| Deed Book / Page | 1437 / 326 |
| Last Transfer Date | Dec 7, 2023 |
| Transfer Doc | 0001486-52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 43 CEDAR FOREST RD, SMITHFIELD, RI 02917-1018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001575-233 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 1575/233 |
| Instrument | 2025-3407 |
| Name | MORGAN STANLEY PRIVATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Recording Date | Dec 8, 2023 |
| Property Address | 43 CEDAR FOREST RD, SMITHFIELD, RI 02917-1018 |
| Document Number | 0001486-52 |
| Book / Page | 1486 / 52 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2023-2773 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 190 VERNDALE AVE, PROVIDENCE, RI 02905-1442 |
| Document Number | 0001486-54 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | 1486/54 |
| Instrument | 2023-2774 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Dec 1, 2029 |
| Index | 5-Year CMT |
Source: Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Smithfield Town |
| Unified School District | Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,155.00 (+1,404.19%) | $1,303,900 (+1,565.26%) Land $345,800 Building $958,100 | $1,138,324 |
| 2023 | $1,074.00 (+2.68%) | $78,300 (-) Land $78,300 | |
| 2022 | $1,046.00 | $78,300 Land $78,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHFIELD WATER SUPPLY BOARD serves 9,460 people · EPA ID RI1615616 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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