43 Cavern Rd, Hedgesville, WV 25427 Property Records

Berkeley County property record for 43 Cavern Rd, Hedgesville, WV 25427

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 2021
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on File
Last Sale	$431,950 (Dec 2021)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-32-0006.0014`

Property Details

APN / Parcel Number

Primary APN	`04-32-0006.0014`
Alternative APNs	`02-04-32-0006.0014` `07233715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	92,783 sqft (2.13 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07233715
Street Address	43 CAVERN RD
City	HEDGESVILLE
State	WV
Zip	25427-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.13 AC LOT 12 SECTION 1 VALLEY RIDGE ESTATES
Legal Subdivision	VALLEY RIDGE ESTATES
Legal Lot Number	12
Jurisdiction	BERKELEY WV
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2011
Census Tract	971203

Owner

43 Cavern Rd is owned and occupied by an individual who bought it in December 2021.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	43 CAVERN RD, HEDGESVILLE, WV 25427-3002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Deed Document Number	20210045149
Deed Book / Page	1370 / 544
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Dec 2, 2021
Property Address	43 CAVERN RD, HEDGESVILLE, WV 25427-3002
Document Number	001370/544
Book / Page	1370 / 544
Map Reference	CAB 12 SL 177-180
Instrument Date	Dec 1, 2021
Instrument	20210045149
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,326.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003825/161
Date	Dec 2, 2021
Book Page	3825/161
Instrument	20210045150

Lender

Name	FIRST HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 43 Cavern Rd was $2,225.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,225.00	$183,060 Land $33,300 Building $149,760	$305,100 Land $55,500 Building $249,600
2023	$2,261.00	$178,920 Land $30,960 Building $147,960	$298,200 Land $51,600 Building $246,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Cavern Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Cavern Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 48% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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