St. Tammany Parish property record for 43 Cardinal Ln, Mandeville, LA 70471
| Property Type | Single Family Home |
|---|---|
| Details | 4,518 sqft · built 2002 |
| Owner | Individual Name on Record |
| Last Sale | $660,000 (Nov 2020) |
| Tax Bill | $9,326 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Nov 2020 Sale & Mortgage |
| APN | 114-140-0193 |
| Primary APN | 114-140-0193 |
|---|---|
| Alternative APN |
|
| Building Area | 4,518 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Garage Area | 661 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 114-140-0193 |
|---|---|
| Street Address | 43 CARDINAL LN |
| City | MANDEVILLE |
| State | LA |
| Zip | 70471-6758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANCTUARY LT106 PH1B |
| Legal Subdivision | THE SANCTUARY |
| Legal Phase | 1B |
| Legal Lot Number | 106 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 40307 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 43 CARDINAL LN, MANDEVILLE, LA 70471-6758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit BANK PLUS |
| Nov 4, 2020 | Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Deed Document Number | 2235448 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 43 CARDINAL LN, MANDEVILLE, LA 70471-6758 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002482242 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2482242 |
| Name | BANK PLUS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Nov 4, 2020 |
| Property Address | 43 CARDINAL LN, MANDEVILLE, LA 70471-6758 |
| Document Number | 0002235448 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 2235448 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | ALLEGIANCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 SPRUCE ST, MANDEVILLE, LA 70471-2542 |
| Name | Verified Name |
|---|---|
| Address | 29272 CYPRIAN DR, LACOMBE, LA 70445-4024 |
| Investor | Possibly a Property Investor |
| Document Number | 0002235452 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 2235452 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | Other |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Mandeville City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,326.00 (-3.35%) Homeowner's exemption | $80,614 (-) Land $22,500 Building $58,114 | $806,136 (-) Land $225,000 Building $581,136 |
| 2024 | $9,649.00 (+26.56%) Homeowner's exemption | $80,614 (+31.08%) Land $22,500 Building $58,114 | $806,136 (+31.08%) Land $225,000 Building $581,136 |
| 2023 | $7,624.00 Homeowner's exemption | $61,498 (-) Land $11,500 Building $49,998 | $614,980 (-8.21%) Land $115,000 Building $499,980 |
| 2022 | $7,624.00 Homeowner's exemption | $61,498 Land $11,500 Building $49,998 | $669,980 Land $170,000 Building $499,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 441 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 524 units insured incl. 83 condo units |
| Nearby Flood Claims | 35 (2005–2024) |
| Claims Outside the SFHA | 9 of 35 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 64% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MANDEVILLE WATER SUPPLY serves 13,000 people · EPA ID LA1103023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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