Erie County and West Seneca Town property record for 43 Cardinal Ln, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,218 sqft · built 1958 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Jun 2015) |
| Tax Bill | $4,915 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-187-815 |
| Primary APN | 29-187-815 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 119 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 206 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 29-187-815 |
|---|---|
| Street Address | 43 CARDINAL LN |
| City | BUFFALO |
| State | NY |
| Zip | 14224-4143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | MC-2047 SL-83 (FL-383) GREENHILL ACRES S/D PT-II 65 X 119.83 IRR. |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 12003 |
Source: Erie County and West Seneca Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 CARDINAL LN, BUFFALO, NY 14224-4143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2015 · Amount on Record |
| Deed Sale | Jun 9, 2015 · Amount on Record |
| Prior Sale | Jul 30, 2009 · Amount on Record |
| Deed Document Number | 2015112917 |
| Deed Book / Page | 11280 / 6427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 43 CARDINAL LN, BUFFALO, NY 14224-4143 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 43 CARDINAL LN, WEST SENECA, NY 14224-4143 |
| Document Number | 0140233007 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 14023/3007 |
| Instrument | 2021218619 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,915.00 (-0.1%) Homeowner's exemption | ||
| 2025 | $4,920.00 (+2.91%) | $50,000 (-) Land $8,100 Building $41,900 | $208,300 (+4.15%) Land $33,745 Building $174,555 |
| 2024 | $4,781.00 (+18.55%) Homeowner's exemption Senior Citizen's exemption | $50,000 (-) Land $8,100 Building $41,900 | $200,000 (+4%) Land $32,400 Building $167,600 |
| 2023 | $50,000 Land $8,100 Building $41,900 | $192,308 Land $31,154 Building $161,154 | |
| 2019 | $4,033.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1980) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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