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43 Cardinal Branch Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 43 Cardinal Branch Ln, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,798 sqft · built 2021
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$339,810 (Aug 2021)
Tax Bill$8,009 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN027031-1800

Property Details

APN / Parcel Number

Primary APN027031-1800

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,798 sqft Living Area
Gross Area2,422 sqft
1st Floor Area1,798 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address43 CARDINAL BRANCH LN
CitySAINT AUGUSTINE
StateFL
Zip32095-9070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description98/73-81 PARKLAND PRESERVE PHASE 1 LOT 180 OR5347/1544
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionPARKLAND PRESERVE PHASE 1
Legal Phase1
Legal Block1
Legal Lot Number180
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2044
Census Tract20904

Owner

43 Cardinal Branch Ln is owned and occupied by two individuals who bought it in August 2021.

Source: St. Johns County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address43 CARDINAL BRANCH LN, SAINT AUGUSTINE, FL 32095-9070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Oct 9, 2020Grant Deed, Transfer
DHI TITLE/FL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2021 · Amount on File
Deed SaleAug 19, 2021 · Amount on File
Deed Document Number202191841
Deed Book / Page5347 / 1544
Record UpdatedSep 20, 2026

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateAug 19, 2021
Property Address43 CARDINAL BRANCH LN, SAINT AUGUSTINE, FL 32095-9070
Document Number0053471544
Book / Page5347 / 1544
Map ReferenceMB 98 PG 73-81
Instrument DateAug 18, 2021
Instrument2021091841
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,379.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CARDINAL BRANCH LN, SAINT AUGUSTINE, FL 32095-9070

Mortgage

Document Number0053471545
DateAug 19, 2021
Instrument5347/1545
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateOct 9, 2020
Property Address43 CARDINAL BRANCH LN, SAINT AUGUSTINE, FL 32095-9070
Document Number0050661783
Book / Page005066 / 001783
Instrument DateOct 8, 2020
Instrument89099
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount on Record
Tax$10,489.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 43 Cardinal Branch Ln was $8,009 with exemptions applied, up 3.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,540 (+2.7%)$349,110 (-0.94%) Land $85,000 Building $264,110
2025$8,009.00 (+3.58%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$337,429 (+2.9%)$352,409 (+3.48%) Land $80,000 Building $272,409
2024$7,732.00 (+4.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$327,919 (+3%)$340,542 (+6.81%) Land $80,000 Building $260,542
2023$7,392.00 (+13.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$318,368 (+3%)$318,835 (+3.15%) Land $80,000 Building $238,835
2022$6,490.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$309,095$309,095 Land $78,400 Building $230,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Cardinal Branch Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Cardinal Branch Ln is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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