Middlesex County and Lowell City property record for 43 Brookside St, Lowell, MA 01854
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,129 sqft · built 1950 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $612,000 (Sep 2023) |
| Tax Bill | $6,180 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Jul 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L12970 |
| Primary APN | L12970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,129 sqft Living Area |
| Gross Area | 3,225 sqft |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 658 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | L12970 |
|---|---|
| Street Address | 43 BROOKSIDE ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 820 |
| Legal Lot Number | 43 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310602 |
43 Brookside St is owned and occupied by two individuals who bought it in September 2023.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 BROOKSIDE ST, LOWELL, MA 01854-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Jul 17, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEANNE D ARC CU |
| Nov 12, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 15, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Nov 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on File |
| Deed Sale | Sep 15, 2023 · Amount on File |
| Prior Sale | Jan 21, 1987 · Amount on File |
| Deed Book / Page | 38073 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 43 BROOKSIDE ST, LOWELL, MA 01854-2503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 036887-142 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 36887/142 |
| Instrument | 11168 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 43 BROOKSIDE ST, LOWELL, MA 01854-2503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 037954-281 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 37954/281 |
| Instrument | 20591 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 43 BROOKSIDE ST, LOWELL, MA 01854-2503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 038889-223 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 38889/223 |
| Instrument | 35544 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 15, 2023 |
| Property Address | 43 BROOKSIDE ST, LOWELL, MA 01854-2503 |
| Document Number | 038073-219 |
| Book / Page | 38073 / 219 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 27428 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43 BROOKSIDE ST, LOWELL, MA 01854-2503 |
| Document Number | 0000027429 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 27429 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 43 BROOKSIDE ST, LOWELL, MA 01854-2503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33245-233 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 33245/233 |
| Instrument | 33702 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Sep 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 43 BROOKSIDE ST, LOWELL, MA 01854-2503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34941-131 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 34941/131 |
| Instrument | 59876 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 43 BROOKSIDE ST, LOWELL, MA 01854-2503 |
| Document Number | 31321-34 |
| Book / Page | 031321 / 000034 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | 31321-34 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 031321/000034 |
| Instrument | 32148 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2047 |
The 2026 property tax bill for 43 Brookside St was $6,180, up 3.8% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,180.00 (+3.8%) | $544,500 (+4.99%) Land $189,400 Building $355,100 | $584,960 (-8.45%) |
| 2025 | $5,954.00 (+10.4%) | $518,600 (+14.53%) Land $177,000 Building $341,600 | $638,970 (+12.23%) |
| 2024 | $5,393.00 (+3.29%) | $452,800 (+7.71%) Land $142,900 Building $309,900 | $569,335 |
| 2023 | $5,221.00 | $420,400 Land $116,600 Building $303,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Brookside St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Brookside St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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