Contra Costa County property record for 43 Breaker Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 742 sqft · built 1952 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Jul 1998) |
| Tax Bill | $1,791 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-061-016-6 |
| Primary APN | 098-061-016-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 742 sqft Living Area |
| 1st Floor Area | 742 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Roof Material | Tar & Gravel |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 200 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 43 BREAKER DR |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | SHORE ACRES #3 LOT 485 LESS M R |
| Legal Subdivision | SHORE ACRES 03 |
| Legal Lot Number | 485 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 314200 |
43 Breaker Dr is owned and occupied by an individual who bought it in July 1998.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 BREAKER DR, BAY POINT, CA 94565-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 1998 · Amount on File |
| Deed Sale | Jul 7, 1998 · Amount on File |
| Prior Sale | Apr 1, 1998 · Amount on File |
| Deed Document Number | 1998156564 |
| Prior Transfer Date | Apr 18, 1995 |
| Prior Transfer Doc | 0000065202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 43 BREAKER DR, BAY POINT, CA 94565-1408 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 43 BREAKER DR, BAY POINT, CA 94565-1408 |
| Document Number | 0000265130 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020-265130 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 43 Breaker Dr was $1,791 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $90,284 (+2%) Land $47,959 Building $42,325 | |
| 2025 | $1,791.00 Homeowner's exemption | $88,515 Land $47,019 Building $41,496 |
| 2023 | $1,665.00 (+0.54%) Homeowner's exemption | $85,081 Land $45,195 Building $39,886 |
| 2022 | $1,656.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 43 Breaker Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2005) |
| Most Recent Claim | Feb 2005 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Breaker Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Verizon.
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