43 Boomdecker Ct, Elkton, MD 21921 Property Records

Cecil County property record for 43 Boomdecker Ct, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,476 sqft · built 1978
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jul 2021)
Tax Bill	$2,475 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-025768`

Property Details

APN / Parcel Number

Primary APN	`04-025768`
Alternative APNs	`4025768` `025768`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,476 sqft Total Area
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Porch	Porch
Porch Area	276 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	025768
Street Address	43 BOOMDECKER CT
City	ELKTON
State	MD
Zip	21921-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 2 - 1.053 ACRE 43 BOOMDECKER COURT BOOMDECKER
Legal Subdivision	BOOMDECKER
Legal Lot Number	2
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2010
Census Tract	30601

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 BOOMDECKER CT, ELKTON, MD 21921-2523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2017	Deed of Trust, Mortgage · Unknown REVERCE MORTGAGE LLC
Jul 6, 2021	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jun 15, 2021	Trustee's Deed, Foreclosure NOT AVAILABLE, NEW WORLD TITLE COMPANY LLC
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 21, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Book / Page	4928 / 309
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	0049110419
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	43 BOOMDECKER CT, ELKTON, MD 21921-2523
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040200380
Date	Feb 1, 2017
Book Page	4020/380

Lender

Name	REVERCE MORTGAGE LLC
Type	Non-Lending Institution
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.21%
Type Change Date	Nov 1, 2017
Change Frequency	Annually
Index	1-Year LIBOR
Margin	2
Max Rate	5%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 6, 2021
Property Address	43 BOOMDECKER CT, ELKTON, MD 21921-2523
Document Number	0049280309
Book / Page	4928 / 309
Map Reference	MB 8 PG 1
Instrument Date	Jun 28, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	43 BOOMDECKER CT, ELKTON, MD 21921-2523

Mortgage

Document Number	0004928314
Date	Jul 6, 2021
Instrument	4928/314

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	Jun 15, 2021
Property Address	43 BOOMDECKER CT, ELKTON, MD 21921-2523
Document Number	0049110419
Book / Page	4911 / 419
Map Reference	MB NDS 8 PG 1
Instrument Date	Jun 4, 2021
Transaction Type	Foreclosure
Record Updated	Jun 30, 2021
Title Company	NOT AVAILABLE, NEW WORLD TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 OREGON PIKE, LANCASTER, PA 17601-4203

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Nov 8, 2019
Property Address	43 BOOMDECKER CT, ELKTON, MD 21921-2523
Document Number	0044970145
Book / Page	004497 / 000145
Instrument Date	Oct 25, 2019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 BOOMDECKER CT ELKTON MD 219212523, ELKTON, MD 21921-2523

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	43 BOOMDECKER CT, ELKTON, MD 21921-2523
Document Number	0040200399
Instrument Date	Oct 21, 2016
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	PARADISE SETTLEMENT SERVICES LLC, PARADISE SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 BOOMDECKER CT ELKTON MD 219212523, ELKTON, MD 21921-2523

Mortgage

Document Number	0040200399
Date	Feb 10, 2017
Book Page	004020/000399

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Feb 9, 2099

Interest

Rate Type	Adjustable Rate
Rate	5.21%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,475.00 (+3.64%) Homeowner's exemption	$259,267 (+3.17%)	$275,200 (+9.51%) Land $80,600 Building $194,600
2025	$2,388.00 (+58.57%) Homeowner's exemption	$251,300 (+29.29%) Land $80,600 Building $170,700	$251,300 (-) Land $80,600 Building $170,700
2023	$1,506.00	$194,367	$251,300 Land $80,600 Building $170,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Armstrong, Talkie Communications.

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