43 Bone Bluff Cir, Sopchoppy, FL 32358 Property Records

Wakulla County property record for 43 Bone Bluff Cir, Sopchoppy, FL 32358

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,244 sqft · built 1996
Lot Size	0.39 acres (17,002 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Sep 2021 Sale May 2021 Sale
Flood Zone	Zone A (high risk)
APN	`29-5S-03W-000-01208-000`

Property Details

APN / Parcel Number

Primary APN	`29-5S-03W-000-01208-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,244 sqft Heated Area
Gross Area	2,794 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,002 sqft (0.39 acres)
Garage Type	Finished
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	304 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	467 sqft
Deck Area	80 sqft
Patio Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	43 BONE BLUFF CIR
City	SOPCHOPPY
State	FL
Zip	32358-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29 5S 3W P-16-M-18 BONE BLUFF LAKE LOT 4 DB 57 P 6 OR 141 P.370 OR 714 P 831 OR 1209 P 219 OR 1228 P 824
Legal Range	03W
Legal Township	05S
Legal Section	29
Legal Lot Number	4
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	1
Census Block	1027
Census Tract	10102

Owner

43 Bone Bluff Cir is held in a trust since September 2021.

Source: Wakulla County records, as of January 19, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	91 GRANTHAM LN, CRAWFORDVILLE, FL 32327-5418
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer BENEFIT TITLE SERVICES LLC
May 19, 2021	Warranty Deed, Transfer BENEFIT TITLE COMPANY, BENEFIT TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 17, 2021
Deed Sale	Sep 17, 2021
Prior Sale	May 19, 2021 · Amount on File
Deed Document Number	396484
Deed Book / Page	1228 / 824
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	Sep 17, 2021
Property Address	43 BONE BLUFF CIR, SOPCHOPPY, FL 32358-1255
Document Number	0000396484
Book / Page	1228 / 824
Instrument Date	Sep 14, 2021
Instrument	396484
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BENEFIT TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1550 S JEFFERSON ST, 1550, MONTICELLO, FL 32344-1650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	91 GRANTHAM LN, CRAWFORDVILLE, FL 32327-5418
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	May 19, 2021
Property Address	43 BONE BLUFF CIR, SOPCHOPPY, FL 32358-1255
Document Number	0000391932
Book / Page	1209 / 219
Instrument Date	May 18, 2021
Instrument	391932
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	BENEFIT TITLE COMPANY, BENEFIT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1211 BRAEMORE WAY, 1211, TALLAHASSEE, FL 32308-0845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 S JEFFERSON ST, MONTICELLO, FL 32344-1650

Tax Assessment & Valuation

The 2025 property tax bill for 43 Bone Bluff Cir was $4,434, down 6.7% from the year before.

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,434.00 (-6.65%)	$296,500 (-8.37%) Land $80,500 Building $216,000	$296,500 (-8.37%) Land $80,500 Building $216,000
2024	$4,750.00 (-1.04%)	$323,598 (-0.7%) Land $140,000 Building $183,598	$323,598 (-0.7%) Land $140,000 Building $183,598
2023	$4,800.00 (+2.06%)	$325,879 (+3.26%) Land $140,000 Building $185,879	$325,879 (+3.26%) Land $140,000 Building $185,879
2022	$4,703.00	$315,588 Land $140,000 Building $175,588	$315,588 Land $140,000 Building $175,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Bone Bluff Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	15 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Hurricane Michael, Oct 2018 · 2 claims Tropical Storm Debby, Jun 2012 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Bone Bluff Cir is high, ranking above 76% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SOPCHOPPY serves 12,998 people · EPA ID FL1650612
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bone Bluff Cir

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