Kenton County property record for 43 Beechwood Rd, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,985 sqft · built 1901 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jul 2018) |
| Tax Bill | $2,839 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jul 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-30-02-014.01 |
| Primary APN | 028-30-02-014.01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,985 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 380 ft deep x 93 ft wide |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 43 BEECHWOOD RD |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEECHWOOD REALTY CO W 15' LOT 12 & E 77.78' LOT 13 |
| Legal Subdivision | BEECHWOOD REALTY CO |
| Legal Lot Number | 12,13 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 64700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Beechwood Historic District listed 1989 · 67 contributing resources · NRIS 89001168 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
43 Beechwood Rd is owned and occupied by two individuals who bought it in July 2018.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 BEECHWOOD RD, FT MITCHELL, KY 41017-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · Line of Credit HEARTHSIDE BANK CORP |
| Jul 15, 2020 | Deed of Trust, Mortgage · Line of Credit HOME FED'L BK |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME FED'L BK |
| Jul 13, 2018 | Grant Deed, Transfer HOME FED'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on File |
| Deed Sale | Jul 13, 2018 · Amount on File |
| Deed Document Number | 201807 13 059 00062 |
| Deed Book / Page | 6452 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 43 BEECHWOOD RD, FT MITCHELL, KY 41017-2715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900184 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | KCM537/624 |
| Instrument | 24040205900184 |
| Name | HEARTHSIDE BANK CORP |
|---|---|
| Type | Bank |
| Address | 1602 CUMBERLAND AVE, MIDDLESBORO, KY 40965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 5, 2044 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 43 BEECHWOOD RD, FT MITCHELL, KY 41017-2715 |
| Document Number | 0000000154 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 43 BEECHWOOD RD FORT MITCHELL KY 410172715, FORT MITCHELL, KY 41017-2715 |
| Document Number | 0000000154 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 000M80/000823 |
| Instrument | 154 |
| Name | HOME FED'L BK |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 43 BEECHWOOD RD, FT MITCHELL, KY 41017-2715 |
| Document Number | 0000490955 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 43 BEECHWOOD RD FORT MITCHELL KY 410172715, FORT MITCHELL, KY 41017-2715 |
| Document Number | 0000490955 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 000049/000955 |
| Name | HOME FED'L BK |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 13, 2018 |
| Property Address | 43 BEECHWOOD RD, FT MITCHELL, KY 41017-2715 |
| Document Number | 0000000062 |
| Book / Page | 0C6452 / 000060 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 62 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 43 BEECHWOOD RD FORT MITCHELL KY 410172715, FORT MITCHELL, KY 41017-2715 |
| Document Number | 63 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 0C6452/000063 |
| Instrument | 63 |
| Name | HOME FED'L BK |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 12, 2048 |
The 2025 property tax bill for 43 Beechwood Rd was $2,839.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $759,300 (-) Land $100,000 Building $659,300 | $759,300 (-) Land $100,000 Building $659,300 | |
| 2025 | $2,839.00 | $759,300 Land $100,000 Building $659,300 | $759,300 Land $100,000 Building $659,300 |
| 2023 | $3,090.00 | $759,300 Land $100,000 Building $659,300 | $759,300 Land $100,000 Building $659,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Beechwood Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Beechwood Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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