Wethersfield Town property record for 43 Bay Roc Rd, Wethersfield, CT 06109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,078 sqft · built 1987 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,000 (Jun 2019) |
| Tax Bill | $17,451 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WETH M:048 B:028 |
| Primary APN | WETH M:048 B:028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,078 sqft Living Area |
| Gross Area | 6,942 sqft |
| Basement Area | 1,938 sqft |
| Unfinished Basement | 1,538 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Attached |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 48028 |
|---|---|
| Street Address | 43 BAY ROC RD |
| City | WETHERSFIELD |
| State | CT |
| Zip | 06109-3933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AAOS |
| Legal Block | 28 |
| Jurisdiction | WETHERSFIELD CT |
| Township / Civil Division | WETHERSFIELD |
| Census Block Group | 6 |
| Census Block | 6007 |
| Census Tract | 492600 |
43 Bay Roc Rd is owned and occupied by an individual who bought it in June 2019.
Source: Wethersfield Town records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 BAY ROC RD, WETHERSFIELD, CT 06109-3933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC |
| Jun 17, 2019 | Warranty Deed, Transfer · FHA Mortgage QUAD CTY BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on File |
| Deed Sale | Jun 17, 2019 · Amount on File |
| Deed Book / Page | 2088 / 49 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Property Address | 43 BAY ROC RD, WETHERSFIELD, CT 06109-3933 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2119-513 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 2119/513 |
| Instrument | 2021000342 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Recording Date | Jun 17, 2019 |
| Property Address | 43 BAY ROC RD, WETHERSFIELD, CT 06109-3933 |
| Document Number | 2088-49 |
| Book / Page | 002088 / 000049 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $417.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 BAY ROC RD WETHERSFIELD CT 061093933, WETHERSFIELD, CT 06109-3933 |
| Document Number | 2088-52 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 002088/000052 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2049 |
The 2025 property tax bill for 43 Bay Roc Rd was $17,451.
Source: Wethersfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wethersfield Town |
| Unified School District | Wethersfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,451.00 | $423,360 Land $124,320 Building $299,040 | $296,352 Land $87,024 Building $209,328 |
| 2024 | $17,451.00 (+23.19%) | ||
| 2023 | $14,166.00 (+1.7%) | $339,070 (-) Land $89,960 Building $249,110 | |
| 2022 | $13,929.00 | $339,070 Land $89,960 Building $249,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Bay Roc Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Bay Roc Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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