43 Bay Rd, Brookhaven, NY 11719 Property Records

Suffolk County and Brookhaven Town property record for 43 Bay Rd, Brookhaven, NY 11719

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,080 (2024)
Deeds & Mortgages	Mar 2021 Refinance Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0003705425M`

Property Details

APN / Parcel Number

Primary APN	`0003705425M`
Alternative APNs	`0200-976.20-04.00-032.002` `472289 976.20-04-032.002` `0200976200400032001` `37054253`

Exterior

Lot Area	18,731 sqft (0.43 acres)
View / Lot	Waterfront

Location & Zoning

Account Number	37054253
Street Address	43 BAY RD
City	BROOKHAVEN
State	NY
Zip	11719-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6200
Legal Lot Number	400
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	3
Census Block	3022
Census Tract	159204

Owner

43 Bay Rd is owned and occupied by two individuals.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 BAY RD, BROOKHAVEN, NY 11719-9798
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Feb 5, 2019	Grant Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	43 BAY RD, BROOKHAVEN, NY 11719-9798
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232480119
Date	Mar 18, 2021
Book Page	23248/119
Instrument	DL062462

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	97 Months
Due	Apr 1, 2029

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 5, 2019
Property Address	43 BAY RD, BROOKHAVEN, NY 11719-9798
Document Number	0129990558
Book / Page	012999 / 000558
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,016.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 SAINT JOHNS PL BROOKLYN NY 112173391, BROOKLYN, NY 11217-3391

Mortgage

Document Number	230010845
Date	Feb 5, 2019
Book Page	023001/000845

Lender

Name	BAXTER CU
Type	Credit Union
Address	340 N MILWAUKEE AVE, VERNON HILLS, IL 60061-1533

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2049

Mortgage

Document Number	230010846,
Date	Feb 5, 2019
Book Page	023001/000846

Lender

Name	BAXTER CU
Type	Credit Union
Address	340 N MILWAUKEE AVE, VERNON HILLS, IL 60061-1533

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 4, 2039

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	South Country Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,020 Land $300 Building $1,720	$420,833 Land $56,604 Building $324,528
2024	$8,080.00
2023		$2,020 Land $300 Building $1,720	$3,741 Land $556 Building $3,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Nearby Flood Policies	114 in force
Nearby Flood Claims	32 (1978–2024)
Claims Outside the SFHA	3 of 32
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 15 claims Hurricane Irene, Sep 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Bay Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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